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Chip: Savings App reviews

4.94
Based on 18,458 reviews, last reviewed 10th Apr 2026
24500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip Excellence They offer great rates, a fantastic app and excellent customer service Reviewed on: 10th April 2026
pdbrannigan@googlemail.com's avatar
[email protected]

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18458)

Great way to save

5
In a very short amount of time I’ve built up a nice little nest egg. I’ve never been good at saving before but now I don’t even know I’m saving - apart from when I check my balance! Looking forward to the investment strand opening soon too! Reviewed on: 28th March 2021

Best saving app

5
Very easy to use, lovely features such as Save Streaks, Pay Day Put Away and ability to create different goals. Reviewed on: 28th March 2021

A must have for all online bankers

5
Has become my thought-free savings tool for 3 years and I can’t recommend it high enough Reviewed on: 28th March 2021

Saved my financial life

4
Chip turned my life around and turned me into a saver. Thanks to chip I've just bought my first house Reviewed on: 28th March 2021

Amazing!

5
Completely changed my spending and saving habits and I constantly recommend it to others! Reviewed on: 28th March 2021

Love the flexibility

5
Effortless saving - love the app and seeing how my savings grow in the graph - not just a balance figure Reviewed on: 28th March 2021

RI

5
Best savings app available in the U.K. Always improving the app Reviewed on: 28th March 2021

Best interest rates on the market!

5
Fantastic app, super easy to use Reviewed on: 28th March 2021

Savings made easy!

5
Chip has really changed how I save and has made it a pleasure. I would highly recommend the app. Reviewed on: 28th March 2021

Easy peasy savings

5
Easy to set up, AI calculates how much you can save (to the point of I almost don’t notice) and has helped me save up thousands. On the very few occasions there has been an issue, it was quickly resolved by staff! Reviewed on: 28th March 2021

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