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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Optimised savings using AI

A user friendly app with an innovative approach to savings, Chip uses open banking technology to make saving feel effortless. Reviewed on: 28th March 2021

Great rate, easy app.

What's not to like, a great rate up to £10000 and an easy app to help you save. Reviewed on: 28th March 2021

So so simple

This app based savings account is a breath of fresh air compared to more conventional savings account. You simply link your current account to it and select how much you want to save. Also the ability to set up in app savings goals - eg holiday, mortgage, new car - makes it easy to nominate a percentage of your savings to each section. Reviewed on: 28th March 2021

Forgotten funds

I’ve been with chip for a few years now and use it to set goals and save without even noticing. It helps me achieve financial goals and does it in a modern and fun way with the use of gifs and emojis. They have a fantastic customer support network who have helped me with a few minor queries in the past and always resolved any issue. 5* modern approach to banking Reviewed on: 28th March 2021

Great way to save

In a very short amount of time I’ve built up a nice little nest egg. I’ve never been good at saving before but now I don’t even know I’m saving - apart from when I check my balance! Looking forward to the investment strand opening soon too! Reviewed on: 28th March 2021

Best saving app

Very easy to use, lovely features such as Save Streaks, Pay Day Put Away and ability to create different goals. Reviewed on: 28th March 2021

A must have for all online bankers

Has become my thought-free savings tool for 3 years and I can’t recommend it high enough Reviewed on: 28th March 2021

Saved my financial life

Chip turned my life around and turned me into a saver. Thanks to chip I've just bought my first house Reviewed on: 28th March 2021

Amazing!

Completely changed my spending and saving habits and I constantly recommend it to others! Reviewed on: 28th March 2021

Love the flexibility

Effortless saving - love the app and seeing how my savings grow in the graph - not just a balance figure Reviewed on: 28th March 2021

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