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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18457 reviews)

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4.94

Based on 18,457 reviews, last reviewed 9th Apr 2026

24400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The best 'app-first' provider in the market Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsiv... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18457)

Excellent customer service

Setting up an account was quick, easy and painless. My questions were answered via the chat very fast, and this app has an excellent interest rate. Reviewed on: 28th March 2021

Perfect Saving App

Would recommend it to everyone! Couldn’t be more thankful for this App. Reviewed on: 28th March 2021

Super easy to use and to save & interest rates are great

App is really easy to use; automated savings works a treat and the rates paid on the Chip + 1 Easy access and HTB Easy Access accounts are way better than other banks & savings institutions Reviewed on: 28th March 2021

The highest interest rate for savings

When every other bank has drastically reduced interest on savings. Reviewed on: 28th March 2021

Nice and easy does it

Rate busting savings and an easy way to put money aside for your own target. Reviewed on: 28th March 2021

Best app

Easy to use and amazing bonus. Reviewed on: 28th March 2021

Easy and rewarding

Easy to set up and best interest rate for interest access. Nothing else is close Reviewed on: 28th March 2021

Great App

Best saving account you can find in the market!! Reviewed on: 28th March 2021

The future of saving!

Chip makes saving interesting and easy. The AI function is so simple and challenges me to consider what I can really save. I use it to save for little luxuries whilst using the 1.25% bonus account in place of my ISA which pays a terrible rate. Reviewed on: 28th March 2021

Amazingly simple to save

I’ve never saved so much before, I finally have a savings account that works! Reviewed on: 28th March 2021

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