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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

RI

5
Best savings app available in the U.K. Always improving the app Reviewed on: 28th March 2021

Best interest rates on the market!

5
Fantastic app, super easy to use Reviewed on: 28th March 2021

Savings made easy!

5
Chip has really changed how I save and has made it a pleasure. I would highly recommend the app. Reviewed on: 28th March 2021

Easy peasy savings

5
Easy to set up, AI calculates how much you can save (to the point of I almost don’t notice) and has helped me save up thousands. On the very few occasions there has been an issue, it was quickly resolved by staff! Reviewed on: 28th March 2021

Chip Chipped in!

5
I've been using 'Chip' for about 4 years now and every year its helped me have a pot of money for all those unexpected finical burdens we get, from replacing a broken boiler to buying a new car. Reviewed on: 28th March 2021

Excellent customer service

5
Setting up an account was quick, easy and painless. My questions were answered via the chat very fast, and this app has an excellent interest rate. Reviewed on: 28th March 2021

Perfect Saving App

5
Would recommend it to everyone! Couldn’t be more thankful for this App. Reviewed on: 28th March 2021

Super easy to use and to save & interest rates are great

5
App is really easy to use; automated savings works a treat and the rates paid on the Chip + 1 Easy access and HTB Easy Access accounts are way better than other banks & savings institutions Reviewed on: 28th March 2021

The highest interest rate for savings

5
When every other bank has drastically reduced interest on savings. Reviewed on: 28th March 2021

Nice and easy does it

5
Rate busting savings and an easy way to put money aside for your own target. Reviewed on: 28th March 2021

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