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Chip: Savings App reviews

4.94
Based on 18,457 reviews, last reviewed 9th Apr 2026
24400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

The best 'app-first' provider in the market Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsiv... Read more Reviewed on: 9th April 2026
Bill O'Reilly's avatar
Bill O'Reilly

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18457)

Fantastic company with fantastic service

5
Really great communication. Speed of accessing funds is great too! Reviewed on: 28th March 2021

Easy and Helpful!

5
Really enjoy the automatic saves, it helps take the strain off saving as it factors in spend each month. The savings account is great too and I'm so pleased with the app interface and interaction. Banking in a breeze! Reviewed on: 28th March 2021

Excellent, easy service

5
Since joining chip I have unknowingly nearly saved enough to book an amazing holiday for me and my partner (once lockdown restrictions are lifted) which whilst living/renting in London seemed near impossible. Also, with the announcement of their investment service, I can now invest my money and hopefully grow a small/medium portfolio with money that I don't even see leave my bank account. All of this at your fingertips has proved great innovation and forward-thinking and left me wanting more! Reviewed on: 28th March 2021

Dead easy

5
So easy to save and in total control. Good level of notifications Reviewed on: 28th March 2021

Industry changing saving method

5
Who wouldn't want to save more? Chip is the answer. Excellent, easy, efficient. Reviewed on: 28th March 2021

Amazing

5
Perfect app brilliant to use easy and fast Reviewed on: 28th March 2021

I love Chip

5
I discovered Chip quite by accident. On my first banking attempt their security was so rigorous it verified my mobile number - which helped me uncover an error made by one of my trusted traditional banks. Owing to Chip, I rectified that error (an attempted scam on one of my old accounts). I am ever so grateful for how Chip sorted a number of things for me in a matter of seconds! I’m moving all my savings to Chip! Reviewed on: 28th March 2021

Easy, barely noticeable

5
Easy to use and save small amounts Reviewed on: 28th March 2021

Savings made simple

5
User friendly app which makes savings simple at leading rates Reviewed on: 28th March 2021

Simply Brilliant

5
Simple, stylish, secure & hassle free saving... why wouldn’t you join Chip... Reviewed on: 28th March 2021

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