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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Amazing

Perfect app brilliant to use easy and fast Reviewed on: 28th March 2021

I love Chip

I discovered Chip quite by accident. On my first banking attempt their security was so rigorous it verified my mobile number - which helped me uncover an error made by one of my trusted traditional banks. Owing to Chip, I rectified that error (an attempted scam on one of my old accounts). I am ever so grateful for how Chip sorted a number of things for me in a matter of seconds! I’m moving all my savings to Chip! Reviewed on: 28th March 2021

Easy, barely noticeable

Easy to use and save small amounts Reviewed on: 28th March 2021

Savings made simple

User friendly app which makes savings simple at leading rates Reviewed on: 28th March 2021

Simply Brilliant

Simple, stylish, secure & hassle free saving... why wouldn’t you join Chip... Reviewed on: 28th March 2021

Extra savings

This app has saved me so much money. With the small automated savings, then their leading interest rate. It’s brilliant. Reviewed on: 28th March 2021

Chip is so convenient

I love using Chip for my savings. It's so clever that I don't realise I'm saving each month and the total soon adds up. It's incredibly convenient and I have recommended it to all my friends. Reviewed on: 28th March 2021

Use it, recommended it, love it

I’ve saved for bils, holidays, and treats for myself as well as breaking up the cost for Christmas all while saving a few pounds a week! I’ve saved 4grand in 3 years without trying! Reviewed on: 28th March 2021

BEST savings ever!

The best savings ever, with small amounts that are completely affordable being taken every week or so you soon see it add up. You can edit it to lower amounts needed too, choose and additional day to take a set lump sum, and an account that’s interest is higher than most savings accounts. Couldn’t recommend highly enough! I have saved £1000s in just over a year and haven’t even noticed it happening. Reviewed on: 28th March 2021

Great for savings

Great for helping you increase your savings Reviewed on: 28th March 2021

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