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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18457 reviews)

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4.94

Based on 18,457 reviews, last reviewed 9th Apr 2026

24400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The best 'app-first' provider in the market Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsiv... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18457)

Extra savings

This app has saved me so much money. With the small automated savings, then their leading interest rate. It’s brilliant. Reviewed on: 28th March 2021

Chip is so convenient

I love using Chip for my savings. It's so clever that I don't realise I'm saving each month and the total soon adds up. It's incredibly convenient and I have recommended it to all my friends. Reviewed on: 28th March 2021

Use it, recommended it, love it

I’ve saved for bils, holidays, and treats for myself as well as breaking up the cost for Christmas all while saving a few pounds a week! I’ve saved 4grand in 3 years without trying! Reviewed on: 28th March 2021

BEST savings ever!

The best savings ever, with small amounts that are completely affordable being taken every week or so you soon see it add up. You can edit it to lower amounts needed too, choose and additional day to take a set lump sum, and an account that’s interest is higher than most savings accounts. Couldn’t recommend highly enough! I have saved £1000s in just over a year and haven’t even noticed it happening. Reviewed on: 28th March 2021

Great for savings

Great for helping you increase your savings Reviewed on: 28th March 2021

An innovation for banking in 2021

Chip is a great way to put away any extra cash to stop you from spending it. It’s constantly evolving and very exciting Reviewed on: 28th March 2021

Making saving easy and consistent.

Chip works very well for me, calculating what I can save and doing it automatically. Without thinking I've saved over 5k, which I would've just frittered away, now I can do something special with that! Reviewed on: 28th March 2021

Good

Good app with competitive interest rate. Reviewed on: 28th March 2021

Amazing app

Great interest rates and easy to use Reviewed on: 28th March 2021

Excellent and trustworthy

Having had Chip for over a year now I am still as impressed as I was in the beginning. You can tailor this service to suit your financial situation. Customer service is excellent, prompt and satisfactory. In fact I wish most companies worked this way. Life would be very much better Reviewed on: 28th March 2021

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