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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18457 reviews)

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4.94

Based on 18,457 reviews, last reviewed 9th Apr 2026

24400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The best 'app-first' provider in the market Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsiv... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18457)

Excellent App

Very handy and easy to use app, their AI powered smart savings has really helped me put away. As they grow they're going from strength to strength. Reviewed on: 28th March 2021

Helps me save and is pretty transparent

I save without even noticing and have money either for the end of the month or a rainy day. Auto save feature is brilliant Reviewed on: 28th March 2021

Nice app, great interest rate

At 1.25% on up to £10K savings, nothing else comes close. The Chip app is really nice too! Reviewed on: 28th March 2021

Easy, subtle savings

You never notice the money gone. So clever and subtle. It has revolutionised the way I spend and save. Reviewed on: 28th March 2021

High interest

They are innovative and gives the best interest rates Reviewed on: 28th March 2021

Savings

This app is amazing. You don’t even notice the money been taken and it builds up so quickly. Fantastic way to save for anything and everything. Highly recommend Reviewed on: 28th March 2021

Very easy to set up and use

I've been trying to find a way to increase my savings and I'm so glad I came across Chip. It does all the work for me, very easy to set up and use. Reviewed on: 28th March 2021

Gamechanger!

Chip makes it so easy for me to save - app can be set up in 5 minutes and then forgotten about - it does all the work for you. It's easy to set up one off manual saves or regular pay day saves too. I also like the option to cancel auto saves and to set a minimum bank balance so that money isn't taken when funds are running low. Withdrawals are pretty much instant with the exception of weekends but this is all communicated clearly. 10/10. Highly recommend. Reviewed on: 28th March 2021

Market leading rate; superb

Love the company; a real innovator Reviewed on: 28th March 2021

Chip

Excellent product, makes saving simple. Reviewed on: 28th March 2021

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