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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

An innovation for banking in 2021

Chip is a great way to put away any extra cash to stop you from spending it. It’s constantly evolving and very exciting Reviewed on: 28th March 2021

Making saving easy and consistent.

Chip works very well for me, calculating what I can save and doing it automatically. Without thinking I've saved over 5k, which I would've just frittered away, now I can do something special with that! Reviewed on: 28th March 2021

Good

Good app with competitive interest rate. Reviewed on: 28th March 2021

Amazing app

Great interest rates and easy to use Reviewed on: 28th March 2021

Excellent and trustworthy

Having had Chip for over a year now I am still as impressed as I was in the beginning. You can tailor this service to suit your financial situation. Customer service is excellent, prompt and satisfactory. In fact I wish most companies worked this way. Life would be very much better Reviewed on: 28th March 2021

Excellent App

Very handy and easy to use app, their AI powered smart savings has really helped me put away. As they grow they're going from strength to strength. Reviewed on: 28th March 2021

Helps me save and is pretty transparent

I save without even noticing and have money either for the end of the month or a rainy day. Auto save feature is brilliant Reviewed on: 28th March 2021

Nice app, great interest rate

At 1.25% on up to £10K savings, nothing else comes close. The Chip app is really nice too! Reviewed on: 28th March 2021

Easy, subtle savings

You never notice the money gone. So clever and subtle. It has revolutionised the way I spend and save. Reviewed on: 28th March 2021

High interest

They are innovative and gives the best interest rates Reviewed on: 28th March 2021

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