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Chip: Savings App reviews

4.94
Based on 18,457 reviews, last reviewed 9th Apr 2026
24400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

The best 'app-first' provider in the market Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsiv... Read more Reviewed on: 9th April 2026
Bill O'Reilly's avatar
Bill O'Reilly

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18457)

Very satisfied

5
Simple to use, straight forward. I've saved thousands in 2.5 years. Reviewed on: 28th March 2021

Super eaay

5
Really easy app to use, saves the money automatically for you, I never even notice it leave my account!! Reviewed on: 28th March 2021

So easy to save!

5
Chip has made saving simple and easy. All I need to do is set everything up then forget it. Then a few months later I have a great saving at grate rates without feeling it! Reviewed on: 28th March 2021

Fantastically simple app

5
Such a good app with even better savings features and incentives Reviewed on: 28th March 2021

Simple. Effective. Goal achieved.

5
Brilliant and effective way of saving without you even knowing it’s affecting your balance. Keeps you saving and disciplined even when you may be too busy. Reviewed on: 28th March 2021

Saving made easy

4
Very easy to use app, intuitive, only complaint is the bonus is a little confusing. Reviewed on: 28th March 2021

Great interest rate!

5
It's a super easy app to use, well-designed and great that I can earn 1.25% return on my savings - the best interest rate around right now! The auto-save feature is also quite handy and means I don't have to worry about manually setting aside savings each month. Reviewed on: 28th March 2021

User friendly app and flexible saving

5
Was referred by a friend who spoke highly of Chip and have already set my saving goals. Very user friendly app with flexible payment options. Reviewed on: 27th March 2021

Chip great for the future

5
Very pleased with how easy it is to grow savings using Chip. I certainly would never save such amounts without the use of something like Chip. So chip is a big win / win for everyone. Reviewed on: 27th March 2021

Amazing saver

5
It's an easy way to save money without missing the money, this is my second year using this app after my son recommended to me Reviewed on: 27th March 2021

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