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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Saving made easy

Very easy to use app, intuitive, only complaint is the bonus is a little confusing. Reviewed on: 28th March 2021

Great interest rate!

It's a super easy app to use, well-designed and great that I can earn 1.25% return on my savings - the best interest rate around right now! The auto-save feature is also quite handy and means I don't have to worry about manually setting aside savings each month. Reviewed on: 28th March 2021

User friendly app and flexible saving

Was referred by a friend who spoke highly of Chip and have already set my saving goals. Very user friendly app with flexible payment options. Reviewed on: 27th March 2021

Chip great for the future

Very pleased with how easy it is to grow savings using Chip. I certainly would never save such amounts without the use of something like Chip. So chip is a big win / win for everyone. Reviewed on: 27th March 2021

Amazing saver

It's an easy way to save money without missing the money, this is my second year using this app after my son recommended to me Reviewed on: 27th March 2021

Barely noticeable

Chip is great because the thought of removing money from my account every pay day is a bit draining and not fun. But chip does everything for you and the amounts taken are so little you barely notice and before you know it you’ve saved £100 Reviewed on: 27th March 2021

Best so far

I love how it so easy and reliable. Reviewed on: 27th March 2021

Good rates, just watch out for charges

The interest rates are good, especially on the recommend a friend. Just watch out for the charges depending on the amount you save each month - it's great that the app auto-saves, just make sure you're aware of the various limits. Reviewed on: 27th March 2021

Best savings app with the best rate in the market

I am super happy that I discovered Chip and their saving offer. I was looking for a high interest rate account with the flexibility of withdrawal. Chip offers the best rate in the market and even better now that their bonus cap has doubled which means I can earn even more on higher balance. Additionally, ChipAI is amazing. I was a little skeptical about it at first. However, by the app automatically calculating the amount I could put into savings every couple of weeks and automatically depositing it into Chip, I realized that I don't even notice this money being put away and enjoy my savings balance getting built up. Customer support has also been excellent from the start. I have already recommended the product to many of my friends and family. Overall 10/10!! Reviewed on: 27th March 2021

App that makes saving possible!

Easy and practical app. Since I started using it 2 years ago it really made me stick to new habit and empower to achieve my goals. I would recommend to everyone! Reviewed on: 27th March 2021

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