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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18457 reviews)

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4.94

Based on 18,457 reviews, last reviewed 9th Apr 2026

24400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The best 'app-first' provider in the market Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsiv... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18457)

Barely noticeable

Chip is great because the thought of removing money from my account every pay day is a bit draining and not fun. But chip does everything for you and the amounts taken are so little you barely notice and before you know it you’ve saved £100 Reviewed on: 27th March 2021

Best so far

I love how it so easy and reliable. Reviewed on: 27th March 2021

Good rates, just watch out for charges

The interest rates are good, especially on the recommend a friend. Just watch out for the charges depending on the amount you save each month - it's great that the app auto-saves, just make sure you're aware of the various limits. Reviewed on: 27th March 2021

Best savings app with the best rate in the market

I am super happy that I discovered Chip and their saving offer. I was looking for a high interest rate account with the flexibility of withdrawal. Chip offers the best rate in the market and even better now that their bonus cap has doubled which means I can earn even more on higher balance. Additionally, ChipAI is amazing. I was a little skeptical about it at first. However, by the app automatically calculating the amount I could put into savings every couple of weeks and automatically depositing it into Chip, I realized that I don't even notice this money being put away and enjoy my savings balance getting built up. Customer support has also been excellent from the start. I have already recommended the product to many of my friends and family. Overall 10/10!! Reviewed on: 27th March 2021

App that makes saving possible!

Easy and practical app. Since I started using it 2 years ago it really made me stick to new habit and empower to achieve my goals. I would recommend to everyone! Reviewed on: 27th March 2021

Fantastic savings app

The Chip savings app is good for automatically saving money in a secure app. Reviewed on: 27th March 2021

Chip away at savings

Great app and great savings rate in the current market. Uses AI to help manage your savings. Reviewed on: 26th March 2021

Saving & you don't even know it!

One of the best interest rates around for an easy access account! Reviewed on: 26th March 2021

Best App Ever

I have used Chip for years and love how easy it is to save. I automatically save every week and now have savings that I didn’t have before. Customer service is superb and would definitely recommend them. Reviewed on: 26th March 2021

Easy,Fun and User Friendly

The set up was really simple and easy to do without having the usual frustrations I have experienced with "normal banks" Customer Service second to none when I had issues with reverification. I love the charts, goal setting section and the GIFs that are sent when I save. It keeps me motivated and more aware to save my money (even though I am not actually doing anything thanks to the Tech!) Its great and I have passed it on to a lot more people than I have my "normal Bank" who I have been with for years and years. Reviewed on: 26th March 2021

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