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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Fantastic savings app

The Chip savings app is good for automatically saving money in a secure app. Reviewed on: 27th March 2021

Chip away at savings

Great app and great savings rate in the current market. Uses AI to help manage your savings. Reviewed on: 26th March 2021

Saving & you don't even know it!

One of the best interest rates around for an easy access account! Reviewed on: 26th March 2021

Best App Ever

I have used Chip for years and love how easy it is to save. I automatically save every week and now have savings that I didn’t have before. Customer service is superb and would definitely recommend them. Reviewed on: 26th March 2021

Easy,Fun and User Friendly

The set up was really simple and easy to do without having the usual frustrations I have experienced with "normal banks" Customer Service second to none when I had issues with reverification. I love the charts, goal setting section and the GIFs that are sent when I save. It keeps me motivated and more aware to save my money (even though I am not actually doing anything thanks to the Tech!) Its great and I have passed it on to a lot more people than I have my "normal Bank" who I have been with for years and years. Reviewed on: 26th March 2021

Saving while not noticing! Brilliant!

I joined Chip around its inception and took to it like a duck to water. I started using it to save for my annual car and home insurance using its goals function. My thinking was, why pay the additional interest on the insurances monthly installs when you can pay the annual bill off in one using a credit card, then clear that with Chip savings. My credit card gives me rewards &/or cashback on purchases, then I clear the balance in one using my savings in Chip! A double win! Chip saves discreetly and you really won't notice it syphoning funds from your account except when things get tight at the end of a month. You can pause savings entirely, reduce its savings % or set a no savings below £XXX balance of your choice. During this year's lockdown, I set up it's payday put away and set it on its highest savings setting. I've saved enough to treat my wife with a nice gift on her 40th, apsy my normal insurance policies and have a nice chunk left over! All in, it's flexible, doesn't get in the way and works a charm. Thank you Chip! A well thought out product in every way!! Reviewed on: 26th March 2021

Best Bank in Class

Best Bank in Class. I'll totally recommend it. Reviewed on: 26th March 2021

Really really easy way to save without it being heavily noticed

Chip has helped me save really quickly for car repairs and other expediture normally a big hit on account balance. just keep chipping away and you'll have some saves for a rainy day Reviewed on: 26th March 2021

Awesome App

I love chip, it's an amazing app ever since I have had the app I've had no issues with it and it's helped me save a lot of money Reviewed on: 26th March 2021

Brilliant

Brilliant idea to build savings, with a great interest rate too! Reviewed on: 26th March 2021

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