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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

High rates. Easy to use

Great app. Makes saving east. Don't even notice that you're doing it and best of all you can get 1.25% bonus payout on your savings every 3 months which is much more than any high street bank's interest at the moment! Only problem is that there is a small fee every month so this might negate the bonus payout depending how much you save Reviewed on: 26th March 2021

market leading rate

no nonsense market leading rate app based savings Reviewed on: 26th March 2021

Saving without noticing - wow !

This App is awesome ! I have for the first time ever saved money. It is a stress free method to save. I am informed of ‘saves ’ the day they are happening, which I can very easily cancel without changing any of my savings settings. A very easy to use method of saving, without the awful set-up fees, minimum balances or timescales of traditional saving methods. Go Chip - you amaze me with every ‘save’. Reviewed on: 26th March 2021

Best savings app

have been with chip a little over 2 months now and it is by far the best savings at out there with an interest rate of 1.25% on £10 up to £10,000. No other savings account can match it at the present time. Reviewed on: 26th March 2021

Chip is my favourite saving app

Chip is a great app. The auto-saves make it simple to save and the chip+1 account offers the best returns I have found on the market. Reviewed on: 26th March 2021

Chip

This app makes saving a doddle and fun Reviewed on: 26th March 2021

Great!

It’s great! The app is innovative and smart. Reviewed on: 26th March 2021

Great Saving App

I started using this app to help me save, sign up was quick and easy, I can select an amount or random amounts (low, med, high) - I dont miss the medium random amounts it takes out of my account. Great app. Reviewed on: 26th March 2021

Easy saving without hassle

I signed up after a friend recommended it. It helps me stop frittering away cash - I love seeing the total grow. I don’t have anything in mind for it but it’s good to know it’s there, and growing. Easy,modern & safe. Reviewed on: 26th March 2021

Fantastic app

Incredible app, so easy to use and intelligent enough that I don't even notice my savings going out of my account - as the savings build magically! Reviewed on: 26th March 2021

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