Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,457 reviews, last reviewed 9th Apr 2026
24400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best 'app-first' provider in the market Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsiv... Read more Reviewed on: 9th April 2026
Bill O'Reilly's avatar
Bill O'Reilly

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18457)

Chip

5
This app makes saving a doddle and fun Reviewed on: 26th March 2021

Great!

5
It’s great! The app is innovative and smart. Reviewed on: 26th March 2021

Great Saving App

5
I started using this app to help me save, sign up was quick and easy, I can select an amount or random amounts (low, med, high) - I dont miss the medium random amounts it takes out of my account. Great app. Reviewed on: 26th March 2021

Easy saving without hassle

5
I signed up after a friend recommended it. It helps me stop frittering away cash - I love seeing the total grow. I don’t have anything in mind for it but it’s good to know it’s there, and growing. Easy,modern & safe. Reviewed on: 26th March 2021

Fantastic app

5
Incredible app, so easy to use and intelligent enough that I don't even notice my savings going out of my account - as the savings build magically! Reviewed on: 26th March 2021

Amazing,helpful,simple

5
This app has changed so much in my life it’s hard to believe. I enjoy see what can be saved without having any effect on my social or family life. It’s money I would of wasted and the goals are great I saved all last year for Xmas and it took all the stress away of trying to find extra money for presents. It always feels so safe to use. I would and have recommended it to so many people. Reviewed on: 26th March 2021

Best Saving App Used

5
I have been using Chip for a few years now, after inviting a few friends to join, I have been very impressed with the app and the technology behind the way Chip calculates my savings. Lockdown has been a bit tough but Chip has helped save for a few treats to get me through. Reviewed on: 26th March 2021

Great way to save and good interest rate

4
Simple and straight forward saving Reviewed on: 26th March 2021

Been using for years - have saved a ton!

5
Love this app - have used to save nearly 5 figures with both auto-saves and adding money into the savings account. Have recommended to friends and family as a great way to easily save cash! Reviewed on: 26th March 2021

Amazing saving app

5
This app is absolutely my favorite! Extremely easy to use, you can select the level of savings. I love the emoticons! Without even realizing I am able to save good money. Amazing app! Reviewed on: 26th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 257 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1041 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products