Write a review

Go to business site

Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18457 reviews)

View other Chip products

4.94

Based on 18,457 reviews, last reviewed 9th Apr 2026

24400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The best 'app-first' provider in the market Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsiv... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings App reviews (18457)

Great Savings - No Hassle

Chip savings account app is seamless. Don't even miss the amounts taken and soon mounts up. Best thing for saving without thinking about it. Reviewed on: 26th March 2021

Outstanding autosaves!

Love the autosaving feature, has helped me save during lockdown which I didn't think was possible! Reviewed on: 26th March 2021

Easy to setup and start saving.

With rates of return falling all around us in the savings space, it's incredible to find one that: (a) Is easy access and (b) offers a un-matched bonus on your savings; without having to lock your money away for multiple years. The automatic intelligent nature of this platform means you can sit back and let it stealthily build you a little nest egg, but if you've already got a little saved elsewhere, you could drop it in your chip+ account and get that great bonus rate on it. This was true for up to £5000; but this has recently been doubled to £10000! What's not to like! With its easy access and great bonus rate I intend to keep this account as my emergency fund account earning a good bonus rate when not needed; but if I do need to dip into it, I can rest assured that it will cleverly top itself back up over time. Reviewed on: 26th March 2021

Absolute no brainier

Chip has improved my money management massively. Due to Chip doing all the work for me, I actually have savings for the first time in years! Reviewed on: 26th March 2021

Super for saving

If you struggle to save, this app is the one for you. The autosave feature is fantastic, taking small (or large if you choose) amounts of money that you don't even notice and depositing them in your Chip account where they accumulate interest at a rate far higher than most financial institutions are offering right now. The app is really streamlined and intuitive, and if you do run into problems there's a dedicated customer support team who are always really helpful and friendly. I couldn't fault this app or anyone involved with Chip - would highly recommend to anyone who wants to save some money. Reviewed on: 26th March 2021

Easy Peasy

Don’t feel like I’m saving can’t believe how much I’ve saved in just 3 months without noticing it’s fantastic Reviewed on: 26th March 2021

Seemless savings

I wanted a service that would allow me to save a few pounds without the hassle of wondering when, how much, where to... Done, thanks Chip! Reviewed on: 26th March 2021

So easy, great for people who struggle to save!

Really easy to use and just does its thing! I’m 34 and never saved a penny in my life until chip, now I have saved over £500 without even realising it. Love it!! Reviewed on: 26th March 2021

Very Convenient

I find this is the best and convenient way to save. As I’m disabled you can deposit a few pennies or pounds at a click of a button. You have goals to aim for which is a fantastic idea. I had an issue with changing banks and your online chats assisted me quickly and efficiently. Also when you request a withdrawal it was available instantly. Works perfect for me. Reviewed on: 26th March 2021

Savings wunderkind

Bar-none the best savings provider in the UK. Reviewed on: 26th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Home Savings App
from Nude 4.60 from 5 reviews
Personal finance app
from Lumio 4.99 from 83 reviews
Personal finance app
from Doshi app 4.62 from 1148 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 257 reviews
Cash ISA
from Chip 4.97 from 1041 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub