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Chip: Savings App reviews

4.94
Based on 18,457 reviews, last reviewed 9th Apr 2026
24400% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

The best 'app-first' provider in the market Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsiv... Read more Reviewed on: 9th April 2026
Bill O'Reilly's avatar
Bill O'Reilly

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18457)

Easy to use and great rate for balances.

5
Super easy to sue app, my teenage sons love it, flexible for micro saves, and great interest in balances. Changing the world pounds at a time is the way to forge new habits. Reviewed on: 26th March 2021

Easy to Save Money

5
Love how easy the Chip app is to save money that I didn't know I had. Would highly recommend Reviewed on: 26th March 2021

Great Savings App

5
I love the ease of the app, simple savings, easy access AND fab customer service. What more would I need. Reviewed on: 26th March 2021

A brilliant and easy way to save money

5
Chip has been so useful in analysing my spending and putting away how much I want to save Reviewed on: 26th March 2021

Easy way to save without even noticing

5
Since joining chip, I have saved over £10, 000 vs hardly noticed it leaving my account. It has helped me pay for a wedding, clear my credit card and and now is helping me save for a house. It has a higher interest rate than my local bank, so is now my main savings account. Getting help is so easy and my queries are always promptly answered and I never have to repeat myself. A brilliant app which really has helped change my life Reviewed on: 26th March 2021

I've taken control of my money again!

5
I started using Chip when I was pregnant with my daughter. I'm a single mum so I knew I needed to get some money together for prams, car seats, all the fun stuff, and needed a way to stop spending every last penny of my wages, so I signed up to Chip. The control it has given me is incredible. Having small amounts of money move in to my savings automatically, and having a dedicated account that I can deposit money in to manually has given me so much confidence in my ability to save money. I would recommend Chip to every man, woman, and their dog! Reviewed on: 26th March 2021

Great way for saving money!

4
I have never been great at saving money but chip made it so easy. Just let it do it's thing and it just works. Reviewed on: 26th March 2021

Quick, Easy and Convenient

5
A great way to "sneek" save without having much impact on your weekly/monthly budget. Before Chip I thought I didn't have enough money to save, but now I realise a little can go a long way. Reviewed on: 26th March 2021

Great easy way to save

5
Chip is a really simple to use app that has made saving not only low fuss but also surprisingly fun. Reviewed on: 26th March 2021

Absolutely fantastic app, brilliant customer service

5
This app helps me effortlessly save money without having to think twice about what I can afford to put aside. It saves me a lot of hassle and I have always been treated with the utmost respect when I’ve had an issue or concern. Fantastic app, fantastic customer service; in fact it’s the best app I’ve ever downloaded!! Reviewed on: 26th March 2021

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