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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Easy Peasy

5
Don’t feel like I’m saving can’t believe how much I’ve saved in just 3 months without noticing it’s fantastic Reviewed on: 26th March 2021

Seemless savings

5
I wanted a service that would allow me to save a few pounds without the hassle of wondering when, how much, where to... Done, thanks Chip! Reviewed on: 26th March 2021

So easy, great for people who struggle to save!

5
Really easy to use and just does its thing! I’m 34 and never saved a penny in my life until chip, now I have saved over £500 without even realising it. Love it!! Reviewed on: 26th March 2021

Very Convenient

5
I find this is the best and convenient way to save. As I’m disabled you can deposit a few pennies or pounds at a click of a button. You have goals to aim for which is a fantastic idea. I had an issue with changing banks and your online chats assisted me quickly and efficiently. Also when you request a withdrawal it was available instantly. Works perfect for me. Reviewed on: 26th March 2021

Savings wunderkind

5
Bar-none the best savings provider in the UK. Reviewed on: 26th March 2021

Easy to use and great rate for balances.

5
Super easy to sue app, my teenage sons love it, flexible for micro saves, and great interest in balances. Changing the world pounds at a time is the way to forge new habits. Reviewed on: 26th March 2021

Easy to Save Money

5
Love how easy the Chip app is to save money that I didn't know I had. Would highly recommend Reviewed on: 26th March 2021

Great Savings App

5
I love the ease of the app, simple savings, easy access AND fab customer service. What more would I need. Reviewed on: 26th March 2021

A brilliant and easy way to save money

5
Chip has been so useful in analysing my spending and putting away how much I want to save Reviewed on: 26th March 2021

Easy way to save without even noticing

5
Since joining chip, I have saved over £10, 000 vs hardly noticed it leaving my account. It has helped me pay for a wedding, clear my credit card and and now is helping me save for a house. It has a higher interest rate than my local bank, so is now my main savings account. Getting help is so easy and my queries are always promptly answered and I never have to repeat myself. A brilliant app which really has helped change my life Reviewed on: 26th March 2021

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