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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18457 reviews)

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4.94

Based on 18,457 reviews, last reviewed 9th Apr 2026

24400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The best 'app-first' provider in the market Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsiv... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18457)

Easy to use - great for savings

I've used this on and off where my income allowed it. It's fantastic for allowing you to jump in and out of saving as opposed to ISAs etc where you end up with money trapped. I'd absolutely recommend the app, both for those like me who are struggling and want a safe space to keep money and to those who can save plenty and make the most of the interest. Reviewed on: 26th March 2021

Lifesaver!

I can’t believe how much this tool has saved my bacon. Especially during lockdown. With the amounts going out weekly you hardly notice them and it’s there when you need it and can be transferred sometimes in a matter of hours. The amounts add up real quick as well. Reviewed on: 26th March 2021

Easy savings

Chip is the only way I've been able to actually save money in the long term without spending it straight away! Reviewed on: 26th March 2021

Hassle free saving

I get a message to say CHIP will be making a save later that day, sometimes I cancel it but usually I let it happen, and then I’m always surprised when I have a look at my balance that there a nice little pot of readily available money saved up. Withdrawal is just as easy. Reviewed on: 26th March 2021

No brained!

Great, easy to use app. Support staff are very quick to respond to any queries. The algorithm seems to work really well for me and I've saved loads without even thinking about it. I talk about chip a lot tobmy friends and family and I think everyone should be 'chipping' away into a savings account! Reviewed on: 26th March 2021

This app has revolutionized the way we should think about saving

In 2016 I had an idea that being able to divide my money, even if it was virtual & the money was never leaving my checking account, would be ideal for me to save effectively. In 2018 I found Chip and they delivered in a way I didn’t consider — by saving little by little, never more than I could afford. It’s brilliant technology run by amazing people. Reviewed on: 26th March 2021

So easy

I have savings now and I don't even have to think about it. It automatically saves for me and I top up when I want. The interest rate is so much better than the high street banks which is what attracted me. Reviewed on: 26th March 2021

Brilliant

Chip is brilliant it calculates how much your able to save by how much you spend ect and if they take too much you can withdraw the savings and have it back in your account next working day highly recommended Reviewed on: 26th March 2021

Changed my way of saving

Just finished my masters degree, started a grad job, chip has done everything and more to help me save a substantial amount each month, and a little extra because it rounds up and saves the pennies. Reviewed on: 26th March 2021

Competitive rates and ease of saving

You can trust chip to save three amount you can afford so avoid over zealous payday deposits. You set parameters that work easily though the app interface and receive hugely competitive interest rates in return. Reviewed on: 26th March 2021

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