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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

I've taken control of my money again!

I started using Chip when I was pregnant with my daughter. I'm a single mum so I knew I needed to get some money together for prams, car seats, all the fun stuff, and needed a way to stop spending every last penny of my wages, so I signed up to Chip. The control it has given me is incredible. Having small amounts of money move in to my savings automatically, and having a dedicated account that I can deposit money in to manually has given me so much confidence in my ability to save money. I would recommend Chip to every man, woman, and their dog! Reviewed on: 26th March 2021

Great way for saving money!

I have never been great at saving money but chip made it so easy. Just let it do it's thing and it just works. Reviewed on: 26th March 2021

Quick, Easy and Convenient

A great way to "sneek" save without having much impact on your weekly/monthly budget. Before Chip I thought I didn't have enough money to save, but now I realise a little can go a long way. Reviewed on: 26th March 2021

Great easy way to save

Chip is a really simple to use app that has made saving not only low fuss but also surprisingly fun. Reviewed on: 26th March 2021

Absolutely fantastic app, brilliant customer service

This app helps me effortlessly save money without having to think twice about what I can afford to put aside. It saves me a lot of hassle and I have always been treated with the utmost respect when I’ve had an issue or concern. Fantastic app, fantastic customer service; in fact it’s the best app I’ve ever downloaded!! Reviewed on: 26th March 2021

Easy to use - great for savings

I've used this on and off where my income allowed it. It's fantastic for allowing you to jump in and out of saving as opposed to ISAs etc where you end up with money trapped. I'd absolutely recommend the app, both for those like me who are struggling and want a safe space to keep money and to those who can save plenty and make the most of the interest. Reviewed on: 26th March 2021

Lifesaver!

I can’t believe how much this tool has saved my bacon. Especially during lockdown. With the amounts going out weekly you hardly notice them and it’s there when you need it and can be transferred sometimes in a matter of hours. The amounts add up real quick as well. Reviewed on: 26th March 2021

Easy savings

Chip is the only way I've been able to actually save money in the long term without spending it straight away! Reviewed on: 26th March 2021

Hassle free saving

I get a message to say CHIP will be making a save later that day, sometimes I cancel it but usually I let it happen, and then I’m always surprised when I have a look at my balance that there a nice little pot of readily available money saved up. Withdrawal is just as easy. Reviewed on: 26th March 2021

No brained!

Great, easy to use app. Support staff are very quick to respond to any queries. The algorithm seems to work really well for me and I've saved loads without even thinking about it. I talk about chip a lot tobmy friends and family and I think everyone should be 'chipping' away into a savings account! Reviewed on: 26th March 2021

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