Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,457 reviews, last reviewed 9th Apr 2026
24400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best 'app-first' provider in the market Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsiv... Read more Reviewed on: 9th April 2026
Bill O'Reilly's avatar
Bill O'Reilly

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18457)

Such a good way to save money very easy

5
Chip makes it so easy to save money, i like how you can choose to save on a level system 1 being a little amount comes out 5 being more also of you withdraw money thats in your bank the same day , very good app best money saving app by far Reviewed on: 26th March 2021

Great savings app

5
It's so easy to use, set it up and forget about! It takes money you dont need and saves it for a rainy day Reviewed on: 26th March 2021

Money

5
This product works well and I had no problems with it Reviewed on: 26th March 2021

Great

5
Helped me to save some money for rainy days by doing auto saves. Reviewed on: 26th March 2021

Light at the end of the tunnel

5
This app has helped me by giving me something to focus on during this period of our lives. It’s given me something to look forward to, empowerment and a real sense of ‘light at the end of tunnel’. Thanks Chip. Reviewed on: 26th March 2021

Saving made easy

5
Chip works out how much you can save each time and transfers the money so you don't have to touch anything except to adjust whether you want minimum savings or a higher amount to be saved each time. I've managed to save so much more because of this, being able to pay off my debt and save extra for a house! Reviewed on: 26th March 2021

Just brilliant!

5
Saved close to £1000 over the last year and didn't even know about it until just a few days ago! Reviewed on: 26th March 2021

Outstanding

5
Since I stated using chip I have never come into any issues and I have been able to save without knowing im saving. If I've had any queries they've answered really quickly and the staff that I have spoke to are polite and professional. I have recommended to family and friends. The award is very well deserved for chip! Reviewed on: 26th March 2021

Chip is the best!

5
I’ve only just started using Chip in the last 6 months and I love love love the app. It makes saving simple and fun to do. They are tops!!! Reviewed on: 25th March 2021

Best saving app ever!

5
Saving could not be any easier! You’re got to try it! Reviewed on: 25th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 257 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1041 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products