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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

This app has revolutionized the way we should think about saving

In 2016 I had an idea that being able to divide my money, even if it was virtual & the money was never leaving my checking account, would be ideal for me to save effectively. In 2018 I found Chip and they delivered in a way I didn’t consider — by saving little by little, never more than I could afford. It’s brilliant technology run by amazing people. Reviewed on: 26th March 2021

So easy

I have savings now and I don't even have to think about it. It automatically saves for me and I top up when I want. The interest rate is so much better than the high street banks which is what attracted me. Reviewed on: 26th March 2021

Brilliant

Chip is brilliant it calculates how much your able to save by how much you spend ect and if they take too much you can withdraw the savings and have it back in your account next working day highly recommended Reviewed on: 26th March 2021

Changed my way of saving

Just finished my masters degree, started a grad job, chip has done everything and more to help me save a substantial amount each month, and a little extra because it rounds up and saves the pennies. Reviewed on: 26th March 2021

Competitive rates and ease of saving

You can trust chip to save three amount you can afford so avoid over zealous payday deposits. You set parameters that work easily though the app interface and receive hugely competitive interest rates in return. Reviewed on: 26th March 2021

Such a good way to save money very easy

Chip makes it so easy to save money, i like how you can choose to save on a level system 1 being a little amount comes out 5 being more also of you withdraw money thats in your bank the same day , very good app best money saving app by far Reviewed on: 26th March 2021

Great savings app

It's so easy to use, set it up and forget about! It takes money you dont need and saves it for a rainy day Reviewed on: 26th March 2021

Money

This product works well and I had no problems with it Reviewed on: 26th March 2021

Great

Helped me to save some money for rainy days by doing auto saves. Reviewed on: 26th March 2021

Light at the end of the tunnel

This app has helped me by giving me something to focus on during this period of our lives. It’s given me something to look forward to, empowerment and a real sense of ‘light at the end of tunnel’. Thanks Chip. Reviewed on: 26th March 2021

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