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Chip: Savings App reviews

4.94
Based on 18,457 reviews, last reviewed 9th Apr 2026
24400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

The best 'app-first' provider in the market Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsiv... Read more Reviewed on: 9th April 2026
Bill O'Reilly's avatar
Bill O'Reilly

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18457)

Amazing

5
Helped me start saving money. I wasn’t a big saver. Reviewed on: 25th March 2021

Really great value and easy!

5
This is the future of transparent saving, the best rates, transparent and fun (informal, simple, understandable) :) Reviewed on: 25th March 2021

Forward thinking modern approach to Banking and saving

5
Great easy to use App, forward thinking modern banking, challenging the old banks. Reviewed on: 25th March 2021

This app is amazing, saving is a breeze

5
I have had chip for about 2 years now and couldn't imagine life without it, it is a amazing app that helps me save money when I didn't know I could. Recommend chip to anyone Reviewed on: 25th March 2021

Money saving made simple

5
Connect your account and let chip do the savings for you. As easy and simple as that. Reviewed on: 25th March 2021

Saving, without really knowing you're doing it

5
Saving with Chip is so good it's forgettable, that's not to say that there's anything bad about the experience, but more that it's so unobtrusive you don't really notice it's happening until you check and find out how much you've managed to stash away. Reviewed on: 25th March 2021

Awesome way to save money

5
Before I found Chip I was never able to save any money. Since I downloaded their app it all changed! Great saving app! Reviewed on: 25th March 2021

Excellent app and a fab rate

5
The whole process was quick, painless and a joy to complete, and the rate outstanding in the savings marketplace at the present time. So mjcb so I recommended to my partner and we both now save with chip! Reviewed on: 25th March 2021

Amazing!

5
Chip is an amazing savings app that allows you to take control of your finances and encourages saving without you missing the money or noticing any major deductions from your bank account. I like to let Chip do it's thing and check in on it from time to time to see how my money is growing. It is painless, simple and smart.. Thank you Chip for helping me towards achieving my saving goals! Reviewed on: 25th March 2021

Fresh nudging approach to saving with best available rate

4
Fresh nudging approach to saving with best available rate Reviewed on: 25th March 2021

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