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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Save like you've never saved before

5
Makes saving more purposeful. Makes it easy. Makes it unnoticeable. Reviewed on: 25th March 2021

Chip

5
Really good savings app would recommend Reviewed on: 25th March 2021

Up to date banking

5
Chip is very up to date, they speak in language people understand, especially the younger generation who don't really have a clue about savings! They're also a very friendly group and keep you informed and updated every step of the way. They give you clear savings goals to aim for. Wish they had been around when I was younger! They are definitely banking for the next generation and deserve to be recognised. Reviewed on: 25th March 2021

Can saving be any easier?

5
Easy to use app, can’t go wrong with it! Have saved more than I was originally saving and I don’t even notice! Reviewed on: 25th March 2021

Recommend to everyone

5
Started using chip over a year ago just as a side offer from something else I was looking at and I’ve now got most of my savings with them. They’re very good at calculating and moving your money plus withdrawal is easy and I’ve never had to wait for funds to be available. Love it. Reviewed on: 25th March 2021

An easy to use easy access savings account

5
Chip's savings account has been great for keeping track of my savings and being able to add money when I want and remove it easily within the app Reviewed on: 25th March 2021

A great little app!

5
I recommend Chip to everyone! Takes a small amount from your bank when it calculates you can afford it, and before you know it, you have a nice sum for a rainy day. Love it Reviewed on: 25th March 2021

Great saving

5
Fantastic easy you use easy to save Reviewed on: 25th March 2021

Best and easiest way to save ever!

5
I love saving with chip, it’s easy and flexible. Reviewed on: 25th March 2021

Excellent

5
Chip has allowed me to save so much this year, effortlessly Reviewed on: 25th March 2021

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