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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Fantastic

5
I have been use their app now for few weeks with them working out what money I need to what I can save I do nothing and if I need to with draw I can I have been amazed how much I have saved thank you best thing I ever did. Reviewed on: 25th March 2021

Never been a saver until Chip

5
I am a rubbish saver! In fact I have never been able to save until I started using the chip app. I actually enjoy seeing my savings grow little by little. My current goal is for the furniture to go in my first grandchild’s nursery! Thank you everyone at chip you make saving easy and fun! Reviewed on: 25th March 2021

Excellent way to automatically save

5
Excellent way to automatically save each month. Reviewed on: 25th March 2021

Easy saving

5
Great for saving, making savings easy. Would recommend :) Reviewed on: 25th March 2021

Best app on my phone

5
Managed to put aside so much money through lockdown with this app. Reviewed on: 25th March 2021

Great way of saving

5
Due to the intelligent way that Chip stows money away from the spare funds you have in your bank account you don't really notice the money until you check your balance and are astounded at the amount you have saved. Reviewed on: 25th March 2021

Feeing chipper about chip!

5
I started using Chip a few months ago on Martin Lewis’s recommendation. I love it. So simply to use and really motivating me to keep saving. I love that I can manage all the settings quickly and easily through the app. Reviewed on: 25th March 2021

CHIP is great

5
It is a great way to save money. You do not notice the money go but it then adds up very quickly in your savings account. A brilliant way to save money. Reviewed on: 25th March 2021

Chip painless saving

5
It simply works. The electronic version of a big bottle to put your loose change into, only sooooo much better. Reviewed on: 25th March 2021

Saving made easy

5
I find Chip very easy to use, and have saved a significant amount, without any effort on my part. The autosaves that move an amount I can afford to save, every 4 days, results in a build up of funds. The money can be withdrawn quickly and easily, so readily available if needed. Really impressed with the Chip app. Reviewed on: 25th March 2021

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