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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18457 reviews)

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4.94

Based on 18,457 reviews, last reviewed 9th Apr 2026

24400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The best 'app-first' provider in the market Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsiv... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18457)

Great way of saving

Due to the intelligent way that Chip stows money away from the spare funds you have in your bank account you don't really notice the money until you check your balance and are astounded at the amount you have saved. Reviewed on: 25th March 2021

Feeing chipper about chip!

I started using Chip a few months ago on Martin Lewis’s recommendation. I love it. So simply to use and really motivating me to keep saving. I love that I can manage all the settings quickly and easily through the app. Reviewed on: 25th March 2021

CHIP is great

It is a great way to save money. You do not notice the money go but it then adds up very quickly in your savings account. A brilliant way to save money. Reviewed on: 25th March 2021

Chip painless saving

It simply works. The electronic version of a big bottle to put your loose change into, only sooooo much better. Reviewed on: 25th March 2021

Saving made easy

I find Chip very easy to use, and have saved a significant amount, without any effort on my part. The autosaves that move an amount I can afford to save, every 4 days, results in a build up of funds. The money can be withdrawn quickly and easily, so readily available if needed. Really impressed with the Chip app. Reviewed on: 25th March 2021

Effortless saving

An app so easy to use I forget it is working hard, squirrelling away money I do not miss. Then I get a lovely surprise when I check my savings balance! Magic! Reviewed on: 25th March 2021

Got me saving again

I am so happy I was introduced to Chip! Since joining 2mths ago I have saved nearly £50 without even realising. Its really ture that pennys do add up to pounds!! I'm on track for saving my £500 for Christmas already and I am thrilled to bits. I would highly recommend Chip to anyone! Give it a go, you don't realise you're saving. Reviewed on: 25th March 2021

Amazing Function

Takes the hassle and stress out of saving, also allows you to grow your savings by providing higher interest rates than the banks! Reviewed on: 25th March 2021

Fantastic!

I love the chip app and company. Any questions they respond in only a few hours. I've never missed the money that's put in to a savings account for me. It's so easy and they're so friendly. Reviewed on: 25th March 2021

Innovative new banking app

They are communicative and easy to deal with. Constantly coming up with new banking concepts, A bank for the 21st century. Reviewed on: 25th March 2021

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