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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Effortless saving

An app so easy to use I forget it is working hard, squirrelling away money I do not miss. Then I get a lovely surprise when I check my savings balance! Magic! Reviewed on: 25th March 2021

Got me saving again

I am so happy I was introduced to Chip! Since joining 2mths ago I have saved nearly £50 without even realising. Its really ture that pennys do add up to pounds!! I'm on track for saving my £500 for Christmas already and I am thrilled to bits. I would highly recommend Chip to anyone! Give it a go, you don't realise you're saving. Reviewed on: 25th March 2021

Amazing Function

Takes the hassle and stress out of saving, also allows you to grow your savings by providing higher interest rates than the banks! Reviewed on: 25th March 2021

Fantastic!

I love the chip app and company. Any questions they respond in only a few hours. I've never missed the money that's put in to a savings account for me. It's so easy and they're so friendly. Reviewed on: 25th March 2021

Innovative new banking app

They are communicative and easy to deal with. Constantly coming up with new banking concepts, A bank for the 21st century. Reviewed on: 25th March 2021

Swift and easy

Easy to set up, easy to use and swift in its transactions. It's amazing how quickly the savings mount up with no hassle Reviewed on: 25th March 2021

Great money saver

It takes out small amounts so you don't really miss it. Reviewed on: 25th March 2021

The modern way to save

Chip is the easiest and most efficient way to save that I’ve tried, and I’ve tried many saving apps. It’s modern, easy to navigate and acceptable to both old and young, I use it and so do my parents who aren’t tech-savy. There is no way I would have been able to save as much money as I have without Chip. Reviewed on: 25th March 2021

Makes saving quicker and easier

Chip is the one financial product that I will recommend to all of my friends. It tailors itself to everyone individual spending and has increased my savings more in one year than I could have imagined. Reviewed on: 25th March 2021

Best savings app

You don’t even notice when you make a saving! It’s fun and easy to operate. The gifs are a nice touch too Reviewed on: 25th March 2021

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