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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18457 reviews)

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4.94

Based on 18,457 reviews, last reviewed 9th Apr 2026

24400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The best 'app-first' provider in the market Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsiv... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18457)

Swift and easy

Easy to set up, easy to use and swift in its transactions. It's amazing how quickly the savings mount up with no hassle Reviewed on: 25th March 2021

Great money saver

It takes out small amounts so you don't really miss it. Reviewed on: 25th March 2021

The modern way to save

Chip is the easiest and most efficient way to save that I’ve tried, and I’ve tried many saving apps. It’s modern, easy to navigate and acceptable to both old and young, I use it and so do my parents who aren’t tech-savy. There is no way I would have been able to save as much money as I have without Chip. Reviewed on: 25th March 2021

Makes saving quicker and easier

Chip is the one financial product that I will recommend to all of my friends. It tailors itself to everyone individual spending and has increased my savings more in one year than I could have imagined. Reviewed on: 25th March 2021

Best savings app

You don’t even notice when you make a saving! It’s fun and easy to operate. The gifs are a nice touch too Reviewed on: 25th March 2021

An easy, no-fuss way to save money.

I’ve been terrible at saving money my whole life. Now, I save small amounts every month without really noticing. I also have a payday save set up to boost my savings even more. The customer service time are helpful and pleasant to deal with. Would absolutely recommend. Reviewed on: 25th March 2021

Lifesaver

Chip has massively helped me save, especially with all the amazing features such as setting a minimum bank balance chip can’t withdraw from my bank so I always know I’ll have something in it. Not allowing chip to go into my overdraft. I’ve tried multiple saving apps and none have had these amazing features. This way I know I can save, and not worry that my money is taken out my account leaving me with the bear minimum, which other have and I’ve had to dip back In my savings. We’ve also invested 3 times to chip as I want to see this company grow more and more. Plus I love how normal they are for a company, there funny and friendly none of the crazy seriousness I actually look forward to a chip email update! Reviewed on: 25th March 2021

Easy to use

Very easy to use. Higher rate than other banks Reviewed on: 25th March 2021

Easy peasy saving!

As a student being able to build up some savings without a massive effort is great! Simple and straightforward, Chip takes care of it and I have a rainy day/holiday/run out of student loan fund there when I need it. Reviewed on: 25th March 2021

best saving app

absolutely recommended, you can't lose it Reviewed on: 25th March 2021

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