Write a review

Newsletter

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

View other Chip products

4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

An easy, no-fuss way to save money.

I’ve been terrible at saving money my whole life. Now, I save small amounts every month without really noticing. I also have a payday save set up to boost my savings even more. The customer service time are helpful and pleasant to deal with. Would absolutely recommend. Reviewed on: 25th March 2021

Lifesaver

Chip has massively helped me save, especially with all the amazing features such as setting a minimum bank balance chip can’t withdraw from my bank so I always know I’ll have something in it. Not allowing chip to go into my overdraft. I’ve tried multiple saving apps and none have had these amazing features. This way I know I can save, and not worry that my money is taken out my account leaving me with the bear minimum, which other have and I’ve had to dip back In my savings. We’ve also invested 3 times to chip as I want to see this company grow more and more. Plus I love how normal they are for a company, there funny and friendly none of the crazy seriousness I actually look forward to a chip email update! Reviewed on: 25th March 2021

Easy to use

Very easy to use. Higher rate than other banks Reviewed on: 25th March 2021

Easy peasy saving!

As a student being able to build up some savings without a massive effort is great! Simple and straightforward, Chip takes care of it and I have a rainy day/holiday/run out of student loan fund there when I need it. Reviewed on: 25th March 2021

best saving app

absolutely recommended, you can't lose it Reviewed on: 25th March 2021

Amazing and user friendly

The savings app has put me in a position to earn better interest on my savings and gives me more control over my savings goal at my ease, all via my phone. Reviewed on: 25th March 2021

Love it

It’s so simple and the interest rate is great Reviewed on: 25th March 2021

Do not sign up to these thieves

I signed up for the reward and after a while tried to get my saved money back and close the account to no avail. They ignore requests to close it and it now feels like they are openly stealing from me. Reviewed on: 25th March 2021

Hello Savings

So simple but so smart I don’t even noticed I’ve saved! Reviewed on: 25th March 2021

Quick and easy

Quick and easy to setup no hassle to move cash in and out of your accoun Reviewed on: 25th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Money transfer
from ACE Money Transfer 0.00 from 0 reviews
Curve Card
from Curve 2.74 from 98 reviews
Robo Advisor (discontinued)
from Money on Toast (inactive company) 0.00 from 0 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.86 from 1050 reviews
Easy access savings
from Chip 4.84 from 574 reviews
Stocks and shares ISA
from Chip 4.84 from 261 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub