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Chip: Savings App reviews

4.94
Based on 18,456 reviews, last reviewed 8th Apr 2026
24300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026
John's avatar
John

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Love it

5
It’s so simple and the interest rate is great Reviewed on: 25th March 2021

Do not sign up to these thieves

1
I signed up for the reward and after a while tried to get my saved money back and close the account to no avail. They ignore requests to close it and it now feels like they are openly stealing from me. Reviewed on: 25th March 2021

Hello Savings

5
So simple but so smart I don’t even noticed I’ve saved! Reviewed on: 25th March 2021

Quick and easy

5
Quick and easy to setup no hassle to move cash in and out of your accoun Reviewed on: 25th March 2021

Easy and rewarding!

5
So easy to set up and very user friendly. Great idea linking your account to top up your savings and with a healthy bonus every quarter too! What’s not to like! Reviewed on: 25th March 2021

Simple savings

5
Trustworthy reliable app that helps you save without evening noticing 10/10 Reviewed on: 25th March 2021

Good idea

5
A great way of pain free saving, well recommended. Reviewed on: 25th March 2021

Great savings app amazing but. Rate

5
Came across chip via a friend was very surprised how easy to use and intuitive Reviewed on: 25th March 2021

Great to have auto saving

5
It helps me to plan ahead for bills Reviewed on: 25th March 2021

Best savings ever

5
Literally chip has saved me so much money over the past few years. I now have a nest egg I didn’t even realise I needed. Reviewed on: 25th March 2021

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