Paid advertisement
Smart Money People Logo
Newsletter

Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Easy and rewarding!

5
So easy to set up and very user friendly. Great idea linking your account to top up your savings and with a healthy bonus every quarter too! What’s not to like! Reviewed on: 25th March 2021

Simple savings

5
Trustworthy reliable app that helps you save without evening noticing 10/10 Reviewed on: 25th March 2021

Good idea

5
A great way of pain free saving, well recommended. Reviewed on: 25th March 2021

Great savings app amazing but. Rate

5
Came across chip via a friend was very surprised how easy to use and intuitive Reviewed on: 25th March 2021

Great to have auto saving

5
It helps me to plan ahead for bills Reviewed on: 25th March 2021

Best savings ever

5
Literally chip has saved me so much money over the past few years. I now have a nest egg I didn’t even realise I needed. Reviewed on: 25th March 2021

Saves without me realising it

5
So easy to save gradually and at a rate you can afford. Reviewed on: 25th March 2021

Easy Saving

5
Great app and so easy to put away small amounts of money you don't miss which grow into sizable amounts. If like me you've not got the self discipline to tuck away money auto save does it for you and very easy to withdraw when you want the money. Highly recommended Reviewed on: 25th March 2021

I save without even realising

5
Chip is so easy to use, and love the feature of being able to adjust a save rather than just skip it. I have saved so much money without even realising since signing up to Chip. I have recommended it to numerous friends and family. Reviewed on: 25th March 2021

Saving without thinking

5
Chip has given me the discipline to save without having to move what feels like large chucks of cash at anyone time. The concept of saving a little and often doesn’t lend itself to manual payments so this concept is great. I no longer have the dread of impending birthdays and other financially significant events as I can plan well in advance and save without noticing Reviewed on: 25th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.86 from 1050 reviews
    Chip
  • Easy access savings

    from Chip 4.84 from 574 reviews
    Chip
  • Stocks and shares ISA

    from Chip 4.84 from 261 reviews
    Chip
    View all products