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Chip: Savings App reviews

4.94
Based on 18,456 reviews, last reviewed 8th Apr 2026
24300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026
John's avatar
John

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Saves without me realising it

5
So easy to save gradually and at a rate you can afford. Reviewed on: 25th March 2021

Easy Saving

5
Great app and so easy to put away small amounts of money you don't miss which grow into sizable amounts. If like me you've not got the self discipline to tuck away money auto save does it for you and very easy to withdraw when you want the money. Highly recommended Reviewed on: 25th March 2021

I save without even realising

5
Chip is so easy to use, and love the feature of being able to adjust a save rather than just skip it. I have saved so much money without even realising since signing up to Chip. I have recommended it to numerous friends and family. Reviewed on: 25th March 2021

Saving without thinking

5
Chip has given me the discipline to save without having to move what feels like large chucks of cash at anyone time. The concept of saving a little and often doesn’t lend itself to manual payments so this concept is great. I no longer have the dread of impending birthdays and other financially significant events as I can plan well in advance and save without noticing Reviewed on: 25th March 2021

How easy is saving ??????

5
Chip has made saving money so easy i didn't even know i was saving so much untill i checked my account Reviewed on: 25th March 2021

Best way to save

5
I love the auto saves, takes my mind off saving completely and then boom; money in the bank has been set aside without me even feeling it. Reviewed on: 25th March 2021

Saved my bacon

5
I love how it doesn’t feel like I’m missing money from my bank. Instead it feels like a real treat when I can see my savings growing and I’ve done absolutely nothing at all. Amazing Reviewed on: 25th March 2021

So useful, just all around super handy!

5
I have saved so much money without even feeling it, returns offers are fantastic. 100% would recommend. Reviewed on: 25th March 2021

Easy peasy!

5
I am terrible at saving...but Chip makes it super easy with its savings AI. I love that if the suggested amount is too much that I can amend or stop it. Thank you for helping me save Chip and with savings apr at the moment....one of the best! Reviewed on: 25th March 2021

Really powerful

5
I started using Chip saving app one year ago, and it really helped me to improve my economic status. It is useful and very easy to use. Reviewed on: 25th March 2021

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