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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

How easy is saving ??????

5
Chip has made saving money so easy i didn't even know i was saving so much untill i checked my account Reviewed on: 25th March 2021

Best way to save

5
I love the auto saves, takes my mind off saving completely and then boom; money in the bank has been set aside without me even feeling it. Reviewed on: 25th March 2021

Saved my bacon

5
I love how it doesn’t feel like I’m missing money from my bank. Instead it feels like a real treat when I can see my savings growing and I’ve done absolutely nothing at all. Amazing Reviewed on: 25th March 2021

So useful, just all around super handy!

5
I have saved so much money without even feeling it, returns offers are fantastic. 100% would recommend. Reviewed on: 25th March 2021

Easy peasy!

5
I am terrible at saving...but Chip makes it super easy with its savings AI. I love that if the suggested amount is too much that I can amend or stop it. Thank you for helping me save Chip and with savings apr at the moment....one of the best! Reviewed on: 25th March 2021

Really powerful

5
I started using Chip saving app one year ago, and it really helped me to improve my economic status. It is useful and very easy to use. Reviewed on: 25th March 2021

Great way to save without thinking about it!

4
I’ve been using Chip for some time now as a way of saving money. I love using chip because it has a AI method in which it saves money from your account automatically each week. I do t have to think about, it just does it. It’s great! Reviewed on: 25th March 2021

Excellent.

5
So pleased I switched, easy to use. Plus love the way the auto save works. Great around. Recommended to so many. Reviewed on: 25th March 2021

Amazing technology experience

5
Really interesting use of AI and other technology embedded in an App that delivers what it promises Reviewed on: 25th March 2021

AI savings

5
I have been using chips for many years now and I love the functionality and the fact all of the savings is automated based on my account spending history. Also they have a new account with high street beating savings rates which is excellent! Reviewed on: 25th March 2021

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