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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

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4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Amazing

Amazing app very quick love it great savings rate too Reviewed on: 25th March 2021

Savings done easy

This app has changed my life! No exaggeration. It has turned me into a saver. Easy, effortless saving. Reviewed on: 25th March 2021

Effective, easy and competitive returns

The Chip app is great for encouraging my saving. It’s intuitive to use and the returns available from Chip+1 are much better than this of other providers. Also it’s easy to access the savings. Lastly their customer service has been prompt and helpful. Reviewed on: 25th March 2021

Helped me lots!

I’m regularly saving and don’t have to think about it. Chip has helped me save for some big ticket items and towards those big annual bills, Reviewed on: 25th March 2021

Clear, simple and saves lots of money

App is intuitive and well designed, everything is explained clearly, but most importantly it has helped me save a huge amount of money. Far better than a conventional savings account or ISA! Reviewed on: 25th March 2021

Easy to use and great interest rate

Seamless app and the AI savings works really well. The best interest rate I've been able to find too. Reviewed on: 25th March 2021

Super easy savings

Saved money without noticing. Super clever idea & app. Reviewed on: 25th March 2021

Saving made easy!

I have been with chip since it first started out. I have never had an issue that I had to complain or seek advice about. The saving mechanics are easy, you choose the level of saving, it gets put in an account for you and before you know it you have a decent amount saved ready for a rainy day. All the new features and exceptional interest rate have set the bar very high in my book. I'm glad I chose chip and wouldn't change a thing. Reviewed on: 25th March 2021

Just brilliant

So easy to use. Great way to save for a goal, or just a rainy day. Reviewed on: 25th March 2021

Great for savings accounts

Chip+ is by far the best online bank I have ever had my money in. I love the interest rate (1.25% when you invite a friend) and the fact that you can withdraw the money instantly. As a plus, its customer service is excellent! Friendly people and fast service. I cannot recommend this bank enough! Reviewed on: 25th March 2021

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