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Chip: Savings App reviews

4.94
Based on 18,456 reviews, last reviewed 8th Apr 2026
24300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026
John's avatar
John

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Make saving without effort

5
The auto saving function was great . When occasionally checking your account, would be (good) surprised how much you have saved! Reviewed on: 25th March 2021

Such a great way to save and get quick access to savings

5
Have used Chip for nearly one year, great way to automatically save without noticing Reviewed on: 25th March 2021

Wonderfully easy

5
I’ve always found it so tricky to save but with Chip I’ve managed to do it without even trying! Reviewed on: 25th March 2021

Best Savings Product by far

5
Found chip easy to use. Market beating interest rate and now up to £10K. Reviewed on: 25th March 2021

Best savings app

5
effortless saving, helped me save for a house deposit Reviewed on: 25th March 2021

Easy & empowering !

5
Chip makes it easy to save but motivates you in the meantime. Marketing is spot on and the app is very user friendly. Has enabled me to save at long last and has given me the confidence that it is achievable. I can do it and you can do it too! Reviewed on: 25th March 2021

Best automated saving app

5
We like the stock! Excellent for anyone who is terrible at saving Reviewed on: 25th March 2021

Game changing

5
This is an awesome app that has transformed my relationship with money and got me into saving Reviewed on: 25th March 2021

From a non saver o a saver

5
I was never a saver as putting a lump sum away every month just didn't work for me. Now Chip does as it says on the tin and Chips away at my account every month taking managable sums and saving it for me. I never miss the autosaved amounts and as the amounts have grown in my Chip account I'm now keen to save more and don't like withdrawing money from my hip account. After recomending Chip to my wife and work colleague they are also now regular savers with Chip. Reviewed on: 25th March 2021

Amazing

5
They provide an Amazing interest rates Reviewed on: 25th March 2021

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