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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Clear, simple and saves lots of money

App is intuitive and well designed, everything is explained clearly, but most importantly it has helped me save a huge amount of money. Far better than a conventional savings account or ISA! Reviewed on: 25th March 2021

Easy to use and great interest rate

Seamless app and the AI savings works really well. The best interest rate I've been able to find too. Reviewed on: 25th March 2021

Super easy savings

Saved money without noticing. Super clever idea & app. Reviewed on: 25th March 2021

Saving made easy!

I have been with chip since it first started out. I have never had an issue that I had to complain or seek advice about. The saving mechanics are easy, you choose the level of saving, it gets put in an account for you and before you know it you have a decent amount saved ready for a rainy day. All the new features and exceptional interest rate have set the bar very high in my book. I'm glad I chose chip and wouldn't change a thing. Reviewed on: 25th March 2021

Just brilliant

So easy to use. Great way to save for a goal, or just a rainy day. Reviewed on: 25th March 2021

Great for savings accounts

Chip+ is by far the best online bank I have ever had my money in. I love the interest rate (1.25% when you invite a friend) and the fact that you can withdraw the money instantly. As a plus, its customer service is excellent! Friendly people and fast service. I cannot recommend this bank enough! Reviewed on: 25th March 2021

Make saving without effort

The auto saving function was great . When occasionally checking your account, would be (good) surprised how much you have saved! Reviewed on: 25th March 2021

Such a great way to save and get quick access to savings

Have used Chip for nearly one year, great way to automatically save without noticing Reviewed on: 25th March 2021

Wonderfully easy

I’ve always found it so tricky to save but with Chip I’ve managed to do it without even trying! Reviewed on: 25th March 2021

Best Savings Product by far

Found chip easy to use. Market beating interest rate and now up to £10K. Reviewed on: 25th March 2021

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