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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Best savings app

effortless saving, helped me save for a house deposit Reviewed on: 25th March 2021

Easy & empowering !

Chip makes it easy to save but motivates you in the meantime. Marketing is spot on and the app is very user friendly. Has enabled me to save at long last and has given me the confidence that it is achievable. I can do it and you can do it too! Reviewed on: 25th March 2021

Best automated saving app

We like the stock! Excellent for anyone who is terrible at saving Reviewed on: 25th March 2021

Game changing

This is an awesome app that has transformed my relationship with money and got me into saving Reviewed on: 25th March 2021

From a non saver o a saver

I was never a saver as putting a lump sum away every month just didn't work for me. Now Chip does as it says on the tin and Chips away at my account every month taking managable sums and saving it for me. I never miss the autosaved amounts and as the amounts have grown in my Chip account I'm now keen to save more and don't like withdrawing money from my hip account. After recomending Chip to my wife and work colleague they are also now regular savers with Chip. Reviewed on: 25th March 2021

Amazing

They provide an Amazing interest rates Reviewed on: 25th March 2021

Easy way to save

Easy way to save... great interest rate compared to others... don't miss the money coming out but it makes a lovely surprise at the end of the year Reviewed on: 25th March 2021

Easy to save and access the savings whenever you need.

The payday feature is great for putting aside some money each money and once out of site it is out of mind till you need it making it easier to save instead of being tempted to spend. The app is easy to use and recently being able to access great saving rates (comparatively for the market) is awesome! Reviewed on: 25th March 2021

User friendly AI savings at your fingertips!

Absolutely brilliant product, so easy to understand and, and even easier to use. I love how Chip has taken the hard work out of saving… now I can save, without even having to think about it! Reviewed on: 25th March 2021

Easy layout

The app is comprehensive and makes it easy to follow. It gives alerts when it is saving for you and allows you to save into different pots/saving goals. Great interest rate as well. Reviewed on: 25th March 2021

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