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Chip: Savings App reviews

4.94
Based on 18,456 reviews, last reviewed 8th Apr 2026
24300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026
John's avatar
John

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Easy way to save

5
Easy way to save... great interest rate compared to others... don't miss the money coming out but it makes a lovely surprise at the end of the year Reviewed on: 25th March 2021

Easy to save and access the savings whenever you need.

5
The payday feature is great for putting aside some money each money and once out of site it is out of mind till you need it making it easier to save instead of being tempted to spend. The app is easy to use and recently being able to access great saving rates (comparatively for the market) is awesome! Reviewed on: 25th March 2021

User friendly AI savings at your fingertips!

5
Absolutely brilliant product, so easy to understand and, and even easier to use. I love how Chip has taken the hard work out of saving… now I can save, without even having to think about it! Reviewed on: 25th March 2021

Easy layout

4
The app is comprehensive and makes it easy to follow. It gives alerts when it is saving for you and allows you to save into different pots/saving goals. Great interest rate as well. Reviewed on: 25th March 2021

Hassle free saving

5
Chip makes it straightforward to save. Automatically sending money straight to your savings (which you can turn off at any time) takes away all of the hassle from saving and easy to withdraw from savings when needed, would recommend to everyone if I could! Reviewed on: 25th March 2021

Easy automatic savings

3
Really good for people who forget to save Reviewed on: 25th March 2021

Made me think about financial control

5
This app has been amazing since I downloaded it. Before I hardly had any savings, then this app does it mathematical magic and it means for the first time in years I have savings. Reviewed on: 25th March 2021

Fabulous

5
The perfect way to save without even realising. Love it. Reviewed on: 25th March 2021

Best app to save money ever created

5
Amazing innovative way of saving money Reviewed on: 25th March 2021

Fair and square

4
Good roi for savings, helpful and responsive team Reviewed on: 25th March 2021

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