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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

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4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Simply brilliant !

Never saved until started using chip. Says it all ! Reviewed on: 25th March 2021

Excellent interest rate. Easy to use app.

What more could you want from a savings app? The best rate on the market for easy access too. I only wish I could refer more people to the 1.25%. Reviewed on: 25th March 2021

Chip is one of most savings app

I had chip for a while and it was the best savings app because you could save and transfer the money back into your account after saving with no hassle. The best thing is you can save and delete(and forget about the app) come back and it’s still working and without you realising you’ve been saving lots of money because it takes little amounts that affordable. Reviewed on: 25th March 2021

Saving without even realising

The app has seen me build up savings by taking a little and often, and I can easily stop a payment if need be. Great customer service Reviewed on: 25th March 2021

Absolutely brilliant

Easy. Works. Love it. Recommended by a friend, already recommended to 3 friends. Best thing since covid. Reviewed on: 25th March 2021

Easy saving

I've used Chip for almost 2 years. I like how easy it is and almost unnoticeable it is. Small amounts come out of my account and savings accumulate. I'm impressed how much Chip changed and improved over last year - an access to great saving rates is the most important improvement. Reviewed on: 25th March 2021

Excellent and simple

They make saving money simple and easy. Reviewed on: 25th March 2021

Savings without realising

Chips AI automatically takes small savings amounts. It's very easy to get a nice savings amount without even realising or missing the money! Reviewed on: 25th March 2021

AutoSave

Making saving mindless whilst keeping the customer informed is wonderful. #ItsEverything Reviewed on: 25th March 2021

So simple, so effective

The concept is simple, let chip monitor your account and they take care of the rest saving money you didn’t think you could or certainly wouldn’t bother to. It’s like dropping money down the back of your sofa. You didn’t miss it when it happened but now you have a small pot of money. And the sofa has given you interest. More of interest than any leading lender you can think of Reviewed on: 25th March 2021

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