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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Hassle free saving

5
Chip makes it straightforward to save. Automatically sending money straight to your savings (which you can turn off at any time) takes away all of the hassle from saving and easy to withdraw from savings when needed, would recommend to everyone if I could! Reviewed on: 25th March 2021

Easy automatic savings

3
Really good for people who forget to save Reviewed on: 25th March 2021

Made me think about financial control

5
This app has been amazing since I downloaded it. Before I hardly had any savings, then this app does it mathematical magic and it means for the first time in years I have savings. Reviewed on: 25th March 2021

Fabulous

5
The perfect way to save without even realising. Love it. Reviewed on: 25th March 2021

Best app to save money ever created

5
Amazing innovative way of saving money Reviewed on: 25th March 2021

Fair and square

4
Good roi for savings, helpful and responsive team Reviewed on: 25th March 2021

Simply brilliant !

5
Never saved until started using chip. Says it all ! Reviewed on: 25th March 2021

Excellent interest rate. Easy to use app.

5
What more could you want from a savings app? The best rate on the market for easy access too. I only wish I could refer more people to the 1.25%. Reviewed on: 25th March 2021

Chip is one of most savings app

5
I had chip for a while and it was the best savings app because you could save and transfer the money back into your account after saving with no hassle. The best thing is you can save and delete(and forget about the app) come back and it’s still working and without you realising you’ve been saving lots of money because it takes little amounts that affordable. Reviewed on: 25th March 2021

Saving without even realising

5
The app has seen me build up savings by taking a little and often, and I can easily stop a payment if need be. Great customer service Reviewed on: 25th March 2021

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