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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

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4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Easy-Peasy savings

Saving without noticing on the app as well as getting market leading rates, Savings goals are now more attainable. Reviewed on: 25th March 2021

Saving without noticing

Managed to save for holidays and house repairs, easy and accessible, don’t notice the small amounts Reviewed on: 25th March 2021

Simple

Problem free, save as much or as little as you want and it gives a better interest rate than most. Reviewed on: 25th March 2021

Easy, fast, no hassle

I love that I don't have to work out how much I can save each month, it's all done for me automatically. Easiest savings I've made in years. Reviewed on: 25th March 2021

Loving Chip!

As someone that has struggled to set money aside to save, the auto-save feature of Chip has been a godsend. I've saved more in the past 12 months with them than I had done in the previous 5 years. Their algorithm calculates how much you can comfortably save from your bank account and moves it to your Chip account. With 1.25% interest available on Chip accounts, and the new forthcoming Investment deck, this new banking app is one of the best I've experienced. Reviewed on: 25th March 2021

Excellent!

Excellent! Very user friendly app too. Top interest rates! Reviewed on: 25th March 2021

Savings

Started with chip recently,never notice the money going out of my bank.but always informed by e-mail that they are taking the amount..saving loads without even realising Reviewed on: 25th March 2021

Brilliant way to save

Love this app. So easy to set up and use. I Like that you can choose an amount to save and it will take random amounts throughout the month uding an algorhythm Reviewed on: 25th March 2021

So easy to use

Easy to set up automatic savings, create goals and withdraw your money when you need it. Couldn't be better Reviewed on: 25th March 2021

Great company and app

App is easy to use never had any issues lots of choice of how you manage your money Reviewed on: 25th March 2021

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