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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Absolutely brilliant

5
Easy. Works. Love it. Recommended by a friend, already recommended to 3 friends. Best thing since covid. Reviewed on: 25th March 2021

Easy saving

5
I've used Chip for almost 2 years. I like how easy it is and almost unnoticeable it is. Small amounts come out of my account and savings accumulate. I'm impressed how much Chip changed and improved over last year - an access to great saving rates is the most important improvement. Reviewed on: 25th March 2021

Excellent and simple

5
They make saving money simple and easy. Reviewed on: 25th March 2021

Savings without realising

5
Chips AI automatically takes small savings amounts. It's very easy to get a nice savings amount without even realising or missing the money! Reviewed on: 25th March 2021

AutoSave

5
Making saving mindless whilst keeping the customer informed is wonderful. #ItsEverything Reviewed on: 25th March 2021

So simple, so effective

5
The concept is simple, let chip monitor your account and they take care of the rest saving money you didn’t think you could or certainly wouldn’t bother to. It’s like dropping money down the back of your sofa. You didn’t miss it when it happened but now you have a small pot of money. And the sofa has given you interest. More of interest than any leading lender you can think of Reviewed on: 25th March 2021

Easy-Peasy savings

5
Saving without noticing on the app as well as getting market leading rates, Savings goals are now more attainable. Reviewed on: 25th March 2021

Saving without noticing

5
Managed to save for holidays and house repairs, easy and accessible, don’t notice the small amounts Reviewed on: 25th March 2021

Simple

5
Problem free, save as much or as little as you want and it gives a better interest rate than most. Reviewed on: 25th March 2021

Easy, fast, no hassle

5
I love that I don't have to work out how much I can save each month, it's all done for me automatically. Easiest savings I've made in years. Reviewed on: 25th March 2021

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