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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Loving Chip!

5
As someone that has struggled to set money aside to save, the auto-save feature of Chip has been a godsend. I've saved more in the past 12 months with them than I had done in the previous 5 years. Their algorithm calculates how much you can comfortably save from your bank account and moves it to your Chip account. With 1.25% interest available on Chip accounts, and the new forthcoming Investment deck, this new banking app is one of the best I've experienced. Reviewed on: 25th March 2021

Excellent!

5
Excellent! Very user friendly app too. Top interest rates! Reviewed on: 25th March 2021

Savings

5
Started with chip recently,never notice the money going out of my bank.but always informed by e-mail that they are taking the amount..saving loads without even realising Reviewed on: 25th March 2021

Brilliant way to save

5
Love this app. So easy to set up and use. I Like that you can choose an amount to save and it will take random amounts throughout the month uding an algorhythm Reviewed on: 25th March 2021

So easy to use

4
Easy to set up automatic savings, create goals and withdraw your money when you need it. Couldn't be better Reviewed on: 25th March 2021

Great company and app

5
App is easy to use never had any issues lots of choice of how you manage your money Reviewed on: 25th March 2021

Lives up to promise

5
It helps me save money, more than I thought possible Reviewed on: 25th March 2021

Amazing savings app

5
Amazing savings app great customer service easy saving secure and withdraw is quick and simple Reviewed on: 25th March 2021

Great

5
Great app, helps to save money on regular basis automatically in smaller chunks to meet your longer term savings goal. Connects with your bank account to make sure at what point the savings should stop Reviewed on: 25th March 2021

Easy and effective way to save

5
The app is easy to use, no jargon, flexible auto and manual savings and you can create specific goals - what's not to love?! Reviewed on: 25th March 2021

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