Paid advertisement
Smart Money People Logo
Newsletter

Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

The perfect way to save

5
Have used this for a while now and it’s so easy and has made saving unnoticeable which has made current times easier to cope with! Would 100% recommended! Reviewed on: 25th March 2021

Simple

5
Easy app to use with good interest, what's not to like! Reviewed on: 25th March 2021

Easy to use

5
Great way to save without noticing you're saving Reviewed on: 25th March 2021

Simple savings

5
This clever app looks at your spending habits and figures what you can deal with losing to put away into a kitty, I’m famously bad at saving so to have an AI do it for me is great - you can also change the amount of money you deposit every 3 days if you think it’s too much/too little Reviewed on: 25th March 2021

Used to be great

3
Used to be great when it was free. Their market was people not used to banking. Now there's all different packages, very confusing and you have to pay for some and not others. Reviewed on: 25th March 2021

Easy & fun way to save!

5
Able to set goals, and flex the amount you save. Sends reminders when save about to be made. Easy to remove cash when needed. Reviewed on: 25th March 2021

Disruptive yet Simple idea

5
Takes the stress out of personal finance and delivers an extraordinary tool in the hands of retail customers. I am glad it is turning out to be a one stop shop for all the savings and investments needs. - Aurobindo Reviewed on: 25th March 2021

Helpful

5
Extremely convenient and useful. Makes saving easy as hell!! Reviewed on: 25th March 2021

Recommend Recommend Recommend

4
100% worth the £1.50 monthly charge for auto-saves. I spend what I have and this app has changed everything! I am saving for the first time in my life Reviewed on: 25th March 2021

Great app

5
Great app that makes saving easy. Reviewed on: 25th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.86 from 1050 reviews
    Chip
  • Easy access savings

    from Chip 4.84 from 574 reviews
    Chip
  • Stocks and shares ISA

    from Chip 4.84 from 261 reviews
    Chip
    View all products