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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

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4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

It is easy to set up and operate

Chip has a nice app and provides competitive saving rates. Reviewed on: 25th March 2021

Best savings rate and I don't have to think about it

Chip is revolutionizing the way people save. I don't even have to think about it. I saved £2,000 this year without even noticing! Reviewed on: 25th March 2021

Yy

Excellent service and easy to use app Reviewed on: 25th March 2021

Saving without knowing

Great savings app that auto saves and builds up a nice savings pot for a rainy day or investing. Reviewed on: 25th March 2021

Top savings app

Having only recently joined Chip, I can report that my experience to date has been very user friendly. Its encouraged me to save on a regular basis with the auto save function and have been kept informed of any changes and enhancements. I’m impressed! Reviewed on: 25th March 2021

Fantastic Savings Rate

simple and easy to use and the best rate on the market Reviewed on: 25th March 2021

Saving small really adds up!

I love that I’ve been saving small amounts every few days based on how much is in my bank account and it really adds up! Reviewed on: 25th March 2021

Great app, great aid to save

Easy to set up, easy to save and easy to make withdrawals. You can cancel the autosave component any time you need to, which results in an easy, convenient way to save Reviewed on: 25th March 2021

Automatic Savings with Market Leading Savings Account

The market leading savings (which works out at 1.06%) after fees, is just what we all wanted. Shame on the low cap at £10000. The AI auto savings is great, but I'd rather drop the fee and lose it if the fee itself wasn't needed for the full savings rate on the savings account. Otherwise, the app is great - simple to use, with easy to understand metrics. Reviewed on: 25th March 2021

Excellent app

Best interest and service in the market, recommend to several close friends and family. Reviewed on: 25th March 2021

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