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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Top savings app

5
Having only recently joined Chip, I can report that my experience to date has been very user friendly. Its encouraged me to save on a regular basis with the auto save function and have been kept informed of any changes and enhancements. I’m impressed! Reviewed on: 25th March 2021

Fantastic Savings Rate

5
simple and easy to use and the best rate on the market Reviewed on: 25th March 2021

Saving small really adds up!

5
I love that I’ve been saving small amounts every few days based on how much is in my bank account and it really adds up! Reviewed on: 25th March 2021

Great app, great aid to save

5
Easy to set up, easy to save and easy to make withdrawals. You can cancel the autosave component any time you need to, which results in an easy, convenient way to save Reviewed on: 25th March 2021

Automatic Savings with Market Leading Savings Account

4
The market leading savings (which works out at 1.06%) after fees, is just what we all wanted. Shame on the low cap at £10000. The AI auto savings is great, but I'd rather drop the fee and lose it if the fee itself wasn't needed for the full savings rate on the savings account. Otherwise, the app is great - simple to use, with easy to understand metrics. Reviewed on: 25th March 2021

Excellent app

4
Best interest and service in the market, recommend to several close friends and family. Reviewed on: 25th March 2021

Trustworthy Savings

4
I can trust my savings under Chip. Reviewed on: 25th March 2021

game changer

5
never been able to save... until Chip Reviewed on: 25th March 2021

Easy & high interest

5
Easy to use via the app & high interest. Reviewed on: 25th March 2021

Easy saving

5
Easy saving with the best interest rate. Great, friendly customer service. Reviewed on: 25th March 2021

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