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Chip: Savings App reviews

4.94
Based on 18,456 reviews, last reviewed 8th Apr 2026
24300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026
John's avatar
John

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Trustworthy Savings

4
I can trust my savings under Chip. Reviewed on: 25th March 2021

game changer

5
never been able to save... until Chip Reviewed on: 25th March 2021

Easy & high interest

5
Easy to use via the app & high interest. Reviewed on: 25th March 2021

Easy saving

5
Easy saving with the best interest rate. Great, friendly customer service. Reviewed on: 25th March 2021

Great product

5
Really amazing product, would highly recommend! Has helped me save lots! Reviewed on: 25th March 2021

Easy & Possible

5
Chip has created a savings platform that takes the hard work out for me and the stress of saving and thinking about my account depleting. I recommend it to everyone I meet! Reviewed on: 25th March 2021

Auto- savings, Goals and AI

4
Chip has revolutionised the way I have saved money over the past two years. The automated savings have meant that I barely notice the money leaving my account. When I'm feeling richer I can easily adjust the settings to out more away and the opoosite when it's not been as great a month! I have needed to withdraw a few times and it's been super quick and easy. Customer service is fab and prompt. Overall loving this app! Reviewed on: 25th March 2021

Perfect

5
Does everything I need it to and then some Reviewed on: 25th March 2021

Absolutely Brilliant!

5
I've been able to save so much more through the Chip app with using the autosave option and also manually saving too! I've set up some goals to achieve and being able to set certain percentages of the money to go into those goals is a brilliant option to have, especially if you're wanting to save quicker for a certain goal. Definitely recommend to anyone wanting to save! Thanks Chip! Reviewed on: 25th March 2021

Brilliant

5
It takes the thinking out of saving. It's all just made so easy. Reviewed on: 25th March 2021

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