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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great product

Really amazing product, would highly recommend! Has helped me save lots! Reviewed on: 25th March 2021

Easy & Possible

Chip has created a savings platform that takes the hard work out for me and the stress of saving and thinking about my account depleting. I recommend it to everyone I meet! Reviewed on: 25th March 2021

Auto- savings, Goals and AI

Chip has revolutionised the way I have saved money over the past two years. The automated savings have meant that I barely notice the money leaving my account. When I'm feeling richer I can easily adjust the settings to out more away and the opoosite when it's not been as great a month! I have needed to withdraw a few times and it's been super quick and easy. Customer service is fab and prompt. Overall loving this app! Reviewed on: 25th March 2021

Perfect

Does everything I need it to and then some Reviewed on: 25th March 2021

Absolutely Brilliant!

I've been able to save so much more through the Chip app with using the autosave option and also manually saving too! I've set up some goals to achieve and being able to set certain percentages of the money to go into those goals is a brilliant option to have, especially if you're wanting to save quicker for a certain goal. Definitely recommend to anyone wanting to save! Thanks Chip! Reviewed on: 25th March 2021

Brilliant

It takes the thinking out of saving. It's all just made so easy. Reviewed on: 25th March 2021

Brilliant app

I’m never able to save.... full stop! My need and drive to spend spend spend is just far to intense! Despite my bank card screaming in horror every time I make a purchase, as it fears the real possibility of spontaneous combustion from over use! In the last few months of having chip, it saved almost £300 for me! That’s with my normal random pointless buys. I have noticed no dent in my usually overdrawn account, instead it’s worked out what I can afford (clearly taking my next online buy in to consideration) meaning I’m never over drawn. Brilliant idea, great app, A* Reviewed on: 25th March 2021

Save a little extra

Manages savings for me! Sometimes you want somebody else to do the hard work and enjoy the reward. That's what I get out of Chip! Reviewed on: 25th March 2021

Amazing product for amazing savings!

I have always struggled to save money but chips way of taking money from your account without you noticing makes saving a whole lot easier! Reviewed on: 25th March 2021

Saving made easy

Using ChipAI makes saving easy and painless. I wouldn't be able to do it otherwise. Reviewed on: 25th March 2021

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