Write a review

Go to business site

Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

View other Chip products

4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings App reviews (18456)

Brilliant app

I’m never able to save.... full stop! My need and drive to spend spend spend is just far to intense! Despite my bank card screaming in horror every time I make a purchase, as it fears the real possibility of spontaneous combustion from over use! In the last few months of having chip, it saved almost £300 for me! That’s with my normal random pointless buys. I have noticed no dent in my usually overdrawn account, instead it’s worked out what I can afford (clearly taking my next online buy in to consideration) meaning I’m never over drawn. Brilliant idea, great app, A* Reviewed on: 25th March 2021

Save a little extra

Manages savings for me! Sometimes you want somebody else to do the hard work and enjoy the reward. That's what I get out of Chip! Reviewed on: 25th March 2021

Amazing product for amazing savings!

I have always struggled to save money but chips way of taking money from your account without you noticing makes saving a whole lot easier! Reviewed on: 25th March 2021

Saving made easy

Using ChipAI makes saving easy and painless. I wouldn't be able to do it otherwise. Reviewed on: 25th March 2021

The best savings app

Best saving app, best easy access interest bonus rate on the market, easy to use, auto-saves is genius and great features. Reviewed on: 25th March 2021

Clever and surprising savings

I’ve gone from living paycheck to paycheck, to saving hundreds of pounds every month without even noticing it! Chip Have truly created the best way for anyone to save money. Reviewed on: 25th March 2021

Chip turned me into a regular saver

After a lifetime of never saving, Chip turned me into a regular saver and I never even felt like I had less money to spend. Reviewed on: 25th March 2021

Best savings I've ever made

I can't believe how much I've saved in the last year, and my goodness, I've hardly noticed it snaking out of my bank into my Chip account, yay! Reviewed on: 25th March 2021

Simple but efficient features & great offers provided

It provides simple features which is relatively easy to use but really efficient. Makes savings so much fun and easy. Reviewed on: 25th March 2021

Yesssir

Chip is helping me get to my gold without even realising, I’ve tried other apps and just stoped using them because I didn’t feel like my saving potential was getting better in any way but with Chip I feel much more confident in my saving ability. Reviewed on: 25th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from BOON 3.00 from 2 reviews
Robo Advisor (discontinued)
from Money on Toast (inactive company) 0.00 from 0 reviews
Home Savings App
from Nude 4.60 from 5 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 257 reviews
Cash ISA
from Chip 4.97 from 1041 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub