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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

The best savings app

Best saving app, best easy access interest bonus rate on the market, easy to use, auto-saves is genius and great features. Reviewed on: 25th March 2021

Clever and surprising savings

I’ve gone from living paycheck to paycheck, to saving hundreds of pounds every month without even noticing it! Chip Have truly created the best way for anyone to save money. Reviewed on: 25th March 2021

Chip turned me into a regular saver

After a lifetime of never saving, Chip turned me into a regular saver and I never even felt like I had less money to spend. Reviewed on: 25th March 2021

Best savings I've ever made

I can't believe how much I've saved in the last year, and my goodness, I've hardly noticed it snaking out of my bank into my Chip account, yay! Reviewed on: 25th March 2021

Simple but efficient features & great offers provided

It provides simple features which is relatively easy to use but really efficient. Makes savings so much fun and easy. Reviewed on: 25th March 2021

Yesssir

Chip is helping me get to my gold without even realising, I’ve tried other apps and just stoped using them because I didn’t feel like my saving potential was getting better in any way but with Chip I feel much more confident in my saving ability. Reviewed on: 25th March 2021

A Disruptive Banking App

I love Chip, the technology behind it and its customer focus. I think the business model is extremely effective and I can't see why more people aren't using it. Reviewed on: 25th March 2021

Safe & Easy way to save & get bonuses

Joined this app a year ago, great app that takes money’s from your bank account without you noticing too much! Now they are offering a huge 1.25% bonus which doesn’t nearly compare to the standard bank interest. If you haven’t got one yet, what are you waiting for?! Reviewed on: 25th March 2021

Chip in a few quid!

Honestly it is THE best savings app out there. You save money without even noticing it coming out of your bank account and the best thing is, you don't even have to do a thing! It does it all for you! Would/have already recommend Chip to any of my friends and family. Reviewed on: 25th March 2021

Makes saving easy

Chip does the hard work for you, using automatic saves to boost my balance. It lets me know what it is planning to auto save so I can cancel it if I need the money. It is also a market leading rate Reviewed on: 25th March 2021

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