Write a review

Go to business site

Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

View other Chip products

4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings App reviews (18456)

A Disruptive Banking App

I love Chip, the technology behind it and its customer focus. I think the business model is extremely effective and I can't see why more people aren't using it. Reviewed on: 25th March 2021

Safe & Easy way to save & get bonuses

Joined this app a year ago, great app that takes money’s from your bank account without you noticing too much! Now they are offering a huge 1.25% bonus which doesn’t nearly compare to the standard bank interest. If you haven’t got one yet, what are you waiting for?! Reviewed on: 25th March 2021

Chip in a few quid!

Honestly it is THE best savings app out there. You save money without even noticing it coming out of your bank account and the best thing is, you don't even have to do a thing! It does it all for you! Would/have already recommend Chip to any of my friends and family. Reviewed on: 25th March 2021

Makes saving easy

Chip does the hard work for you, using automatic saves to boost my balance. It lets me know what it is planning to auto save so I can cancel it if I need the money. It is also a market leading rate Reviewed on: 25th March 2021

Forward thinking

Innovative and forward thinking bank, join them and dont miss out! Reviewed on: 25th March 2021

Easy access, easy to save

I enjoy saving for the first time in my life. I've been able to save easily without noticing an impact on my pocket, and now they have a great interest rate compared to similar access accounts. Reviewed on: 25th March 2021

Chip is a glimmer of hope for savers

Savings rates are poor across the market, but chips incredible 1.25% bonus rate is a great incentive to keep putting money away. Reviewed on: 25th March 2021

Chip off the old block

Great app and I find it very easy to use, the best savings rate for up to 10k confidence is growing daily with this company. Thanks Chip your the best. Reviewed on: 25th March 2021

easy to use

straightforward app, easy to use, clear and cheerful Reviewed on: 25th March 2021

Savings made simple

Fantastic company. Great forward thinking products, with great bank beating interest and simple ways to make the most of your cash. Reviewed on: 25th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Real time receipts
from Flux 4.88 from 99 reviews
Payment Provider
from Cash App 0.00 from 0 reviews
Personal finance (discontinued)
from Zoogla (inactive company) 4.25 from 3 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 257 reviews
Cash ISA
from Chip 4.97 from 1041 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub