Paid advertisement
Smart Money People Logo
Newsletter

Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Forward thinking

5
Innovative and forward thinking bank, join them and dont miss out! Reviewed on: 25th March 2021

Easy access, easy to save

5
I enjoy saving for the first time in my life. I've been able to save easily without noticing an impact on my pocket, and now they have a great interest rate compared to similar access accounts. Reviewed on: 25th March 2021

Chip is a glimmer of hope for savers

5
Savings rates are poor across the market, but chips incredible 1.25% bonus rate is a great incentive to keep putting money away. Reviewed on: 25th March 2021

Chip off the old block

5
Great app and I find it very easy to use, the best savings rate for up to 10k confidence is growing daily with this company. Thanks Chip your the best. Reviewed on: 25th March 2021

easy to use

5
straightforward app, easy to use, clear and cheerful Reviewed on: 25th March 2021

Savings made simple

5
Fantastic company. Great forward thinking products, with great bank beating interest and simple ways to make the most of your cash. Reviewed on: 25th March 2021

Great idea, well excited service

5
I have been working today’s financial goals and chip has been pivotal in helping me succeed Reviewed on: 25th March 2021

Smartest way to save

5
It's great to connect tech and finance. I am so happy I have discovered Chip: I love their approach and what they are doing, and I hope more and more people will jump aboard and start using it! Reviewed on: 25th March 2021

Great

5
A great savings app Do simple to use Reviewed on: 25th March 2021

A saving app that engages

5
They listen to there users, take on questions and criticism, working towards an inclusive platform. While also having market crushing rates. Reviewed on: 25th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.86 from 1050 reviews
    Chip
  • Easy access savings

    from Chip 4.84 from 574 reviews
    Chip
  • Stocks and shares ISA

    from Chip 4.84 from 261 reviews
    Chip
    View all products