Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,456 reviews, last reviewed 8th Apr 2026
24300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026
John's avatar
John

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18456)

Great idea, well excited service

5
I have been working today’s financial goals and chip has been pivotal in helping me succeed Reviewed on: 25th March 2021

Smartest way to save

5
It's great to connect tech and finance. I am so happy I have discovered Chip: I love their approach and what they are doing, and I hope more and more people will jump aboard and start using it! Reviewed on: 25th March 2021

Great

5
A great savings app Do simple to use Reviewed on: 25th March 2021

A saving app that engages

5
They listen to there users, take on questions and criticism, working towards an inclusive platform. While also having market crushing rates. Reviewed on: 25th March 2021

Easy to save

5
Brilliant app so easy to save. Don’t miss the money when auto saving. Customer service is great too. Easy to get in touch and ask for help etc Reviewed on: 25th March 2021

Great savings tool

5
This is an awesome and easy to use savings tool. Allows you to save without thinking about it as it is automatic or you can manual add cash each week or month etc. Love the savings opportunity Reviewed on: 25th March 2021

Very nice little saving app

4
And their savings APR is amazing! Reviewed on: 25th March 2021

Really simple savings

4
Since finding Chip I have saved loads without realising or noticing it vanishing. It comes in really handy Reviewed on: 25th March 2021

Quick easy and with market leading bonus rate. AI isn't worth it for me though

4
Easy to use set up and works well with my bank.AI not worth the money for me. Reviewed on: 25th March 2021

Simple way to save

5
A simple and easy to save using the Chip+1 savings app Reviewed on: 25th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 257 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1041 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products