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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy to save

Brilliant app so easy to save. Don’t miss the money when auto saving. Customer service is great too. Easy to get in touch and ask for help etc Reviewed on: 25th March 2021

Great savings tool

This is an awesome and easy to use savings tool. Allows you to save without thinking about it as it is automatic or you can manual add cash each week or month etc. Love the savings opportunity Reviewed on: 25th March 2021

Very nice little saving app

And their savings APR is amazing! Reviewed on: 25th March 2021

Really simple savings

Since finding Chip I have saved loads without realising or noticing it vanishing. It comes in really handy Reviewed on: 25th March 2021

Quick easy and with market leading bonus rate. AI isn't worth it for me though

Easy to use set up and works well with my bank.AI not worth the money for me. Reviewed on: 25th March 2021

Simple way to save

A simple and easy to save using the Chip+1 savings app Reviewed on: 25th March 2021

Simply put. Brilliant

Chip away at your available balance without noticing a thing. Chip has quite simply changed the way I save. Forget save the change. Chip chip away. Brilliant. Saved me when I was made redundant Reviewed on: 25th March 2021

Saving is suddenly so easy

Just as the title says, Chip makes saving money insanely easy. I set it and forget it and then check back and see I’ve got a lump sum saved up. 1.25% interest is pretty unusual at the moment too. Would recommend to anyone! Reviewed on: 25th March 2021

great rates

just new so finding my feet but all looks good Reviewed on: 25th March 2021

Invisible savings app

Chip's AI system scans your current account to check cashflow and sweeps excess cash into a savings account. Saving excess cash happens invisibly and creates a great savings buffer without impacting day to day cash needs Reviewed on: 25th March 2021

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