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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

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4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Simply put. Brilliant

Chip away at your available balance without noticing a thing. Chip has quite simply changed the way I save. Forget save the change. Chip chip away. Brilliant. Saved me when I was made redundant Reviewed on: 25th March 2021

Saving is suddenly so easy

Just as the title says, Chip makes saving money insanely easy. I set it and forget it and then check back and see I’ve got a lump sum saved up. 1.25% interest is pretty unusual at the moment too. Would recommend to anyone! Reviewed on: 25th March 2021

great rates

just new so finding my feet but all looks good Reviewed on: 25th March 2021

Invisible savings app

Chip's AI system scans your current account to check cashflow and sweeps excess cash into a savings account. Saving excess cash happens invisibly and creates a great savings buffer without impacting day to day cash needs Reviewed on: 25th March 2021

Top Team

Delighted to speak with the team at chip doing a fantastic job and breaking down barrier. Well done Chip! Reviewed on: 25th March 2021

Effortless saving

Makes it easy to save with little effort Reviewed on: 25th March 2021

Just A new Way To Bank - Well Done!!

Great company with a great new fresh attitude to money and finance. I wouldn't have saved over the last few years had it not been for chip - Kudos Reviewed on: 25th March 2021

Amazing company!

I love Chip! They've helped me save thousands of pounds over the time I've used them, without me even noticing! Amazing service. Reviewed on: 25th March 2021

A*

You feel a sense of accomplishment saving witih CHIP!! Reviewed on: 25th March 2021

Looks good, but hidden fees

All emails from chip don't mention the 28 days free trial, and the £100 free trial... Reviewed on: 25th March 2021

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