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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Makes saving easy

I used to save once a month but always withdrew it all before my next payday. With this app I haven't taken out a withdrawal once and I still save the same amount I tried to before. It is very clever and very simple to use! I am really pleased I decided to give it a try! Reviewed on: 23rd March 2021

Effortless Savings

The returns are better than regular banks and they keep you constantly updated on what they are doing to improve the business and the potential for growth of investments. Definitely, a business that's geared towards customer satisfaction. Reviewed on: 22nd March 2021

Flawless Banking Innovation

There have been a few kinks such as having issues when trying to close an account and unfamiliarity of an AI system, however, the benefits of automatic savings and exceptional interest rates have made it a worthwhile app to include in your daily life. Reviewed on: 22nd March 2021

Saving without noticing

Amazing app to help you save small amounts of money almost without noticing. Would recommend. Reviewed on: 22nd March 2021

Best interest rate on the market

Brilliant incentive for getting in the habit of pain-free savings. User friendly interface and so great to see my bonus quickly building up :D Reviewed on: 22nd March 2021

Works in the background saving you money

It takes what I can afford, nestles it away for me and Chip has a great product roadmap coming with the ability to save in funds/ ETFs etc. Reviewed on: 22nd March 2021

Chip app

Does not cover all banks yet. Can’t wait to use this app Reviewed on: 21st March 2021

Excellent app

Helps with saving, good interest rate Reviewed on: 21st March 2021

Great easy to use online financial services

great features for saving and soon to be investing for all ages. Reviewed on: 20th March 2021

Revolutionary savings

Chip does the work for me, keeping it simple and clean. Flexibility around savings allows me to set goals and stay chilled and relaxed with my money. The functionality is great and I would fully recommend the app to everyone! Saving goals reached thanks to chip :) leading the way with the saving solutions. Reviewed on: 20th March 2021

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