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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Top Team

5
Delighted to speak with the team at chip doing a fantastic job and breaking down barrier. Well done Chip! Reviewed on: 25th March 2021

Effortless saving

5
Makes it easy to save with little effort Reviewed on: 25th March 2021

Just A new Way To Bank - Well Done!!

5
Great company with a great new fresh attitude to money and finance. I wouldn't have saved over the last few years had it not been for chip - Kudos Reviewed on: 25th March 2021

Amazing company!

5
I love Chip! They've helped me save thousands of pounds over the time I've used them, without me even noticing! Amazing service. Reviewed on: 25th March 2021

A*

5
You feel a sense of accomplishment saving witih CHIP!! Reviewed on: 25th March 2021

Looks good, but hidden fees

4
All emails from chip don't mention the 28 days free trial, and the £100 free trial... Reviewed on: 25th March 2021

Early days, but simple to set up

5
Should give a good return on my savings. Easy to sign up and recomended by MSE Reviewed on: 24th March 2021

Great rates

5
You just have to love this offer Reviewed on: 24th March 2021

AI Save with best market rates!

5
The app is very friendly and the AI save feature works well. The Chip+1 account offers a unique 1.5% up to 10K which is kinda of unseen given the current market. Reviewed on: 24th March 2021

Superb App

5
Best savings app in the market. Not only effective, but also quick and easy to use. Highly recommend Reviewed on: 24th March 2021

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