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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Seamless saving

I'd say Chip is probably the best saving app that does all the saving for you. Working in stealth mode using AI, the app calculates what you can save, and that into a market beating interest account. They have more in the pipeline it seems so gets better and better. Reviewed on: 20th March 2021

You can stop searching

In these difficult times it's hard to find a secure place to look after your nest egg. If you are on a search for such a place and you have arrived here at Chip, rest assured, you can now relax. You are in safe hands. You can stop searching. Reviewed on: 20th March 2021

Good idea, bad app

I nearly didn't stick with Chip due to the bad app design when I was first starting up, but the truth is, they've got the best interest rate out there that can't be beaten and now I don't have to even touch the app as I just let my money sit and do its thing. Reviewed on: 18th March 2021

Best saving app' on the market

I joined Chip in October '19 and have not looked back since. The support team are always available through online chats and their support team is absolutely second to none. The team are always looking at new ways to improve the customer experience and offer market leading interest on their savings account. Chip community engagement and feedback is also great. Would recommend this app to anyone and have done several times in the past. Brilliant app. Reviewed on: 18th March 2021

The antidote of saving inertia

Sometimes personal finances can be going well and sometimes they disappear into a unforeseen black hole. In either case putting a regular little something away can be a hard habit to acquire. Chip make this habit a one time effort with easy control and constant incentive. I love the app! Reviewed on: 18th March 2021

Easy and efficient

Such a simple app, quick to use and start saving! Reviewed on: 18th March 2021

Easy to use with good return

Very simple to use, user friendly. Reviewed on: 18th March 2021

Chip - Future happiness

I always found save difficult a hassle and time consuming. In a world with so many things to worry about, I’m glad there is something to save bits for me so there is at least now 1 less thing to worry about! Seeing these easy savings makes my day! Reviewed on: 17th March 2021

Innovative company

Chip have provided a great savings platform for several years and now have exciting plans to provide an investment offering too Reviewed on: 17th March 2021

Efficient, user friendly and helping me achieve my goals

Very user friendly app and products. Favourable interest rate and looking Forward to using the new investment platform. 100% recommend this firm and they are always available to answer any queries in a very efficient manner Reviewed on: 17th March 2021

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