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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Outstanding

As soon as I applied for the plan (account), the response was amazing. A very efficient and accountable approach to the banking industry. Reviewed on: 24th March 2021

Very effective way to save the change!

This app has been super effective when helping me saving some extra cash. You can easily attach it to your chosen bank account, and though many bank's are now offering similar 'save the change' features, having this separate app is GREAT for forgetting it's there and not being tempted to touch the savings! Really encourages you to save also :) Reviewed on: 24th March 2021

Saving Made Simple.

Incredibly easy to use. Helped a first-time saver get some money together without noticing thanks to automatic saving. The algorithm is perfect - it never takes money I don't have. Reviewed on: 24th March 2021

New Style

I believe that this app based company has moved other businesses to improve their customer service care to the next level whereby the old style commitments are reviewed and upgraded. Reviewed on: 23rd March 2021

Fabulous & Fun!

I can save with no effort at all. I can change percentages should I wish to otherwise it's effortless. I have found saving very difficult previously. Chip is fun! Reviewed on: 23rd March 2021

Money for Nothing and Interest for Free...

Just an easy to use, AI driven saving tool that works for someone with zero willpower. Additional investment options to come are a game changer. Reviewed on: 23rd March 2021

Makes saving easy

I used to save once a month but always withdrew it all before my next payday. With this app I haven't taken out a withdrawal once and I still save the same amount I tried to before. It is very clever and very simple to use! I am really pleased I decided to give it a try! Reviewed on: 23rd March 2021

Effortless Savings

The returns are better than regular banks and they keep you constantly updated on what they are doing to improve the business and the potential for growth of investments. Definitely, a business that's geared towards customer satisfaction. Reviewed on: 22nd March 2021

Flawless Banking Innovation

There have been a few kinks such as having issues when trying to close an account and unfamiliarity of an AI system, however, the benefits of automatic savings and exceptional interest rates have made it a worthwhile app to include in your daily life. Reviewed on: 22nd March 2021

Saving without noticing

Amazing app to help you save small amounts of money almost without noticing. Would recommend. Reviewed on: 22nd March 2021

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