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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

GREAT

its really good as it does everything automatically which leaves a nice surprise Reviewed on: 17th March 2021

Brilliant!

Has helped me save without having to think about it or notice it, plus chip+1 has one of the best interest rates going! Reviewed on: 17th March 2021

Best

Great company would highly recommend Reviewed on: 17th March 2021

Best savings rate, service, and UI!

I've used this app for about 1yr now and raked up a 346 day streak in automatic savings since joining! It's amazing - the AI literally calculates a price to put away without you feeling the burn and you can even see the increments on a graph! The user interface is easy to navigate, clear, informative AND HAS DARK MODE TOO!! This service can only go upwards with the various updates and additional features rolled out! The staff in the live chats are so helpful , responsive, informative, and friendly - I honestly prefer their services to traditional apps and their live chat options... I have recommended them to my friends and family for them to jump onto the savings train! I have nothing but high praises to sing of this amazing banking service! Reviewed on: 17th March 2021

Outstanding way of saving without noticing it.

Since joining chip I have saved over £3000 - it does what it says, it chips away and before you know it you have a stash. Combined with the awesome interest rate for saving this is a no brainier for anyone Reviewed on: 17th March 2021

Best savings account/app around.

I have saved more money through using chip than any other method. It's outstanding and has the highest interest rate available. Reviewed on: 17th March 2021

Saving made easy

Chip makes saving a walk in the park with a great app, good customer service and an innovative leg up in achieving your financial goals. Amazing Reviewed on: 17th March 2021

Save money without feeling it

Chip is one of the easiest apps to help you save money. You can save at different levels that are comfortable for you and your lifestyle. You can switch up or dial down the amount you save. The best thing is the money is taken out of your bank and it's out of sight, out of mind so you're not tempted to spend it. The app itself is very user friendly. I would recommend it to anyone who finds it hard to save but really wants to start. Reviewed on: 16th March 2021

Simple saving app

Good interest and simple to use! Reviewed on: 16th March 2021

What more could you want?

So easy to use, great interest and helps save those few pounds away in a regular basis. Oh and it’s free! Reviewed on: 16th March 2021

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