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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Best interest rate on the market

Brilliant incentive for getting in the habit of pain-free savings. User friendly interface and so great to see my bonus quickly building up :D Reviewed on: 22nd March 2021

Works in the background saving you money

It takes what I can afford, nestles it away for me and Chip has a great product roadmap coming with the ability to save in funds/ ETFs etc. Reviewed on: 22nd March 2021

Chip app

Does not cover all banks yet. Can’t wait to use this app Reviewed on: 21st March 2021

Excellent app

Helps with saving, good interest rate Reviewed on: 21st March 2021

Great easy to use online financial services

great features for saving and soon to be investing for all ages. Reviewed on: 20th March 2021

Revolutionary savings

Chip does the work for me, keeping it simple and clean. Flexibility around savings allows me to set goals and stay chilled and relaxed with my money. The functionality is great and I would fully recommend the app to everyone! Saving goals reached thanks to chip :) leading the way with the saving solutions. Reviewed on: 20th March 2021

Seamless saving

I'd say Chip is probably the best saving app that does all the saving for you. Working in stealth mode using AI, the app calculates what you can save, and that into a market beating interest account. They have more in the pipeline it seems so gets better and better. Reviewed on: 20th March 2021

You can stop searching

In these difficult times it's hard to find a secure place to look after your nest egg. If you are on a search for such a place and you have arrived here at Chip, rest assured, you can now relax. You are in safe hands. You can stop searching. Reviewed on: 20th March 2021

Good idea, bad app

I nearly didn't stick with Chip due to the bad app design when I was first starting up, but the truth is, they've got the best interest rate out there that can't be beaten and now I don't have to even touch the app as I just let my money sit and do its thing. Reviewed on: 18th March 2021

Best saving app' on the market

I joined Chip in October '19 and have not looked back since. The support team are always available through online chats and their support team is absolutely second to none. The team are always looking at new ways to improve the customer experience and offer market leading interest on their savings account. Chip community engagement and feedback is also great. Would recommend this app to anyone and have done several times in the past. Brilliant app. Reviewed on: 18th March 2021

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