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Chip: Savings app reviews

View other Chip products
4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW
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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

The antidote of saving inertia

5
Sometimes personal finances can be going well and sometimes they disappear into a unforeseen black hole. In either case putting a regular little something away can be a hard habit to acquire. Chip make this habit a one time effort with easy control and constant incentive. I love the app! Reviewed on: 18th March 2021
Guy's avatar
Guy

Easy and efficient

5
Such a simple app, quick to use and start saving! Reviewed on: 18th March 2021
Sarah Physio's avatar
Sarah Physio

Easy to use with good return

5
Very simple to use, user friendly. Reviewed on: 18th March 2021
Mark1987's avatar
Mark1987

Chip - Future happiness

5
I always found save difficult a hassle and time consuming. In a world with so many things to worry about, I’m glad there is something to save bits for me so there is at least now 1 less thing to worry about! Seeing these easy savings makes my day! Reviewed on: 17th March 2021
Nessie's avatar
Nessie

Innovative company

5
Chip have provided a great savings platform for several years and now have exciting plans to provide an investment offering too Reviewed on: 17th March 2021
David's avatar
David

Efficient, user friendly and helping me achieve my goals

5
Very user friendly app and products. Favourable interest rate and looking Forward to using the new investment platform. 100% recommend this firm and they are always available to answer any queries in a very efficient manner Reviewed on: 17th March 2021
Caroline's avatar
Caroline

GREAT

5
its really good as it does everything automatically which leaves a nice surprise Reviewed on: 17th March 2021
Reiss Kershi's avatar
Reiss Kershi

Brilliant!

5
Has helped me save without having to think about it or notice it, plus chip+1 has one of the best interest rates going! Reviewed on: 17th March 2021
Krystie 's avatar
Krystie

Best

5
Great company would highly recommend Reviewed on: 17th March 2021
peterpcsltd@gmail.com's avatar
[email protected]

Best savings rate, service, and UI!

5
I've used this app for about 1yr now and raked up a 346 day streak in automatic savings since joining! It's amazing - the AI literally calculates a price to put away without you feeling the burn and you can even see the increments on a graph! The user interface is easy to navigate, clear, informative AND HAS DARK MODE TOO!! This service can only go upwards with the various updates and additional features rolled out! The staff in the live chats are so helpful , responsive, informative, and friendly - I honestly prefer their services to traditional apps and their live chat options... I have recommended them to my friends and family for them to jump onto the savings train! I have nothing but high praises to sing of this amazing banking service! Reviewed on: 17th March 2021
Eunice S-G's avatar
Eunice S-G

Review Chip: Savings app now

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