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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Great return on savings

Easy save via automatic saves. Great customer service, quick response to queries. Brilliant rate on savings Reviewed on: 16th March 2021

Simple and easy

Very straight forward to deposit and earn the interest Reviewed on: 16th March 2021

Easy to use

Easy to use, easy to control the amount of money you want saved through the AI and the overall usability of the app is excellent Reviewed on: 16th March 2021

Saving made easy!

A fantastic way to save, without having to remember to do it yourself! I'd gotten a bit bad a making an effort to save, instead frittering those small amounts of money on, well, who knows what!! Now, that money goes into my savings, and goes towards something useful. Chip has allowed me (made me!) save for some pretty big goals, and actually get there - targets I probably wouldn't have hit if I'd have had to actually remember to make those saves myself. The app is great, easy to use, and I can't wait for the investment opportunities that are coming. Reviewed on: 16th March 2021

Easy account with good savings!

I have the Chip+1 account and they have managed to give users a very easy and accessible way to save up for things they want, with an easily laid out mobile app which lets you split your savings into different savings goals and also they're able to offer 1.25% interest on my savings at the same time. Their function that lets you auto save without really feeling a thing in your bank account and there is also the option to manually put money away into your account. You are also able to easily access and withdraw any money that you've put away in your account. Reviewed on: 16th March 2021

Amazing

Ive used this app for a while now and honestly think its amazing. Easy saving and not even realising it. Its 100 percent one of the best apps ive ever used. It beats all the other apps and honestly deserves to be more recognised. Its an amazing app. And i would recomend to everyone trying to save money without even realising your doing it! I hope chip wins and hope to see chip on the map! Reviewed on: 16th March 2021

Saving the easy way

Chip is a great app because with the automatic saving option, you save without even realising it. Reviewed on: 16th March 2021

Easy access to 1.5%

Accessed the basic account giving 1.5% on up to £2000, no deposit limit and can easily access to withdraw savings if needed. Don't have a need for the automated savings feature (£1.50 a month) but with it you can save up to £5k earning 1.5% Reviewed on: 16th March 2021

Clever, simple savings

I’ve never really been able to save money, but I saw this app and thought it might help with its auto-saves. Well it’s done more than that, it’s helped to enjoy saving money. I’ve set goals and for the first time ever I have actually built up a little savings pot. So simple to use. Reviewed on: 16th March 2021

Great rates and quick customer service

Offer great interest rates and very quick, efficient and friendly customer service easily accessible via the app Reviewed on: 15th March 2021

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