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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Good little app

3
It was easy to join up and to save. It was good to see the savings add up quickly and of course you can withdraw quickly too. Reviewed on: 15th March 2021

Great for saving

4
I use the chip auto save and its great because you hardly notice the money going out. It really helps me to save money Reviewed on: 15th March 2021

Great for saving the easy way.

5
A great app for saving without having to put any though into it. often I find I'm just passively saving money and finding I have more than I expected put away even just after one month. The safeties in place are well done and make sure my bank balance never goes below what I set it at so I'm never out of pocket. Reviewed on: 15th March 2021

Helpful and easy

5
Chip makes it so easy to save. I’ve managed to save more than £1000 in a year without even trying! Reviewed on: 15th March 2021

Simply excellent.

5
Simple, intuitive, and the best App for your portfolio management. Reviewed on: 15th March 2021

Easy to use good rates

4
Super simple to use and set up. Has good rates. Reviewed on: 15th March 2021

Brilliant!

5
The concept is brilliant, I love that it saves without me having to think about it. It takes into consideration what I can afford & the customer service and communication with its users makes you feel part of the team rather than just a user. Reviewed on: 15th March 2021

Easy

5
Really easy, I like that it just saves automatically in the background and I don’t really have to think about it Reviewed on: 15th March 2021

Self-saving bank app

5
No need to think about it, they calculate a realistic saving from your main bank and works as a saving account. Forget about it for 3 months and you'll be surprised at how quick it can accumulate. Reviewed on: 15th March 2021

Fantastic app, helped me save for a house

5
Easy to use app, helps you save without realising. Helped me save the extra I needed for a deposit. Reviewed on: 15th March 2021

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