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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Outstanding way of saving without noticing it.

Since joining chip I have saved over £3000 - it does what it says, it chips away and before you know it you have a stash. Combined with the awesome interest rate for saving this is a no brainier for anyone Reviewed on: 17th March 2021

Best savings account/app around.

I have saved more money through using chip than any other method. It's outstanding and has the highest interest rate available. Reviewed on: 17th March 2021

Saving made easy

Chip makes saving a walk in the park with a great app, good customer service and an innovative leg up in achieving your financial goals. Amazing Reviewed on: 17th March 2021

Save money without feeling it

Chip is one of the easiest apps to help you save money. You can save at different levels that are comfortable for you and your lifestyle. You can switch up or dial down the amount you save. The best thing is the money is taken out of your bank and it's out of sight, out of mind so you're not tempted to spend it. The app itself is very user friendly. I would recommend it to anyone who finds it hard to save but really wants to start. Reviewed on: 16th March 2021

Simple saving app

Good interest and simple to use! Reviewed on: 16th March 2021

What more could you want?

So easy to use, great interest and helps save those few pounds away in a regular basis. Oh and it’s free! Reviewed on: 16th March 2021

Great return on savings

Easy save via automatic saves. Great customer service, quick response to queries. Brilliant rate on savings Reviewed on: 16th March 2021

Simple and easy

Very straight forward to deposit and earn the interest Reviewed on: 16th March 2021

Easy to use

Easy to use, easy to control the amount of money you want saved through the AI and the overall usability of the app is excellent Reviewed on: 16th March 2021

Saving made easy!

A fantastic way to save, without having to remember to do it yourself! I'd gotten a bit bad a making an effort to save, instead frittering those small amounts of money on, well, who knows what!! Now, that money goes into my savings, and goes towards something useful. Chip has allowed me (made me!) save for some pretty big goals, and actually get there - targets I probably wouldn't have hit if I'd have had to actually remember to make those saves myself. The app is great, easy to use, and I can't wait for the investment opportunities that are coming. Reviewed on: 16th March 2021

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