Write a review

Newsletter

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

View other Chip products

4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

Easy account with good savings!

I have the Chip+1 account and they have managed to give users a very easy and accessible way to save up for things they want, with an easily laid out mobile app which lets you split your savings into different savings goals and also they're able to offer 1.25% interest on my savings at the same time. Their function that lets you auto save without really feeling a thing in your bank account and there is also the option to manually put money away into your account. You are also able to easily access and withdraw any money that you've put away in your account. Reviewed on: 16th March 2021

Amazing

Ive used this app for a while now and honestly think its amazing. Easy saving and not even realising it. Its 100 percent one of the best apps ive ever used. It beats all the other apps and honestly deserves to be more recognised. Its an amazing app. And i would recomend to everyone trying to save money without even realising your doing it! I hope chip wins and hope to see chip on the map! Reviewed on: 16th March 2021

Saving the easy way

Chip is a great app because with the automatic saving option, you save without even realising it. Reviewed on: 16th March 2021

Easy access to 1.5%

Accessed the basic account giving 1.5% on up to £2000, no deposit limit and can easily access to withdraw savings if needed. Don't have a need for the automated savings feature (£1.50 a month) but with it you can save up to £5k earning 1.5% Reviewed on: 16th March 2021

Clever, simple savings

I’ve never really been able to save money, but I saw this app and thought it might help with its auto-saves. Well it’s done more than that, it’s helped to enjoy saving money. I’ve set goals and for the first time ever I have actually built up a little savings pot. So simple to use. Reviewed on: 16th March 2021

Great rates and quick customer service

Offer great interest rates and very quick, efficient and friendly customer service easily accessible via the app Reviewed on: 15th March 2021

Good little app

It was easy to join up and to save. It was good to see the savings add up quickly and of course you can withdraw quickly too. Reviewed on: 15th March 2021

Great for saving

I use the chip auto save and its great because you hardly notice the money going out. It really helps me to save money Reviewed on: 15th March 2021

Great for saving the easy way.

A great app for saving without having to put any though into it. often I find I'm just passively saving money and finding I have more than I expected put away even just after one month. The safeties in place are well done and make sure my bank balance never goes below what I set it at so I'm never out of pocket. Reviewed on: 15th March 2021

Helpful and easy

Chip makes it so easy to save. I’ve managed to save more than £1000 in a year without even trying! Reviewed on: 15th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payment Services
from IFX Payments 4.35 from 8 reviews
Money Transfer
from Paysend 3.25 from 30 reviews
Boodle app
from Boodle 0.00 from 0 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.86 from 1050 reviews
Easy access savings
from Chip 4.84 from 574 reviews
Stocks and shares ISA
from Chip 4.84 from 261 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub