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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Turns the pennies into pounds

I dont have to think about saving, the app just rounds it up, collects the ofd bit if spare cash Reviewed on: 15th March 2021

Brilliant saving tool

This handy app squirrels away money you can afford to save and before you know it you have a nice little pot of savings. A big bonus for me is the recently launched accounts with higher interest rates than many banks at the moment! Reviewed on: 15th March 2021

Easy saving

With Chip you can save small amounts of money at a time. They soon mount up and you do not miss them going out of your account. Reviewed on: 15th March 2021

ON LINE AND IT WORKS

NO PROBLEMS TO DATE. LOOKING TO ADD TO THE BANKS NEW PRODUCTS. Reviewed on: 15th March 2021

Game changer on how we save

Been with Chip for a while and found this the best for savings, and very user centric Reviewed on: 15th March 2021

Saving

Best savings program,easy to uses multiple of my savings,the services n support team always there to serve very fast to reply Reviewed on: 15th March 2021

Game changer

I've never been a position where I considered myself able to save, I've sat down and looked at my finances and me outgoings and try to plan a schedule and always ended up saving tiny amounts. After using chip for just 3 months, i've managed to get myself in the best position I've been in, I have £500 saved which is more than I've ever had and I've not once felt the need to take any of that out. The autosaves have been a big thing for me. They've taken away the need for me to consciously put money away, and they've put me in the best position i've ever been in financially! 10/10 would recommend! Reviewed on: 15th March 2021

Effortless saving

Great app bit nervous at first but had zero problems and the market-leading interest rate at present what's not to like would highly recommend Reviewed on: 15th March 2021

One of the best apps about

I was recommended by a friend to download chip and I’m honestly so glad that I did. I’ve put away so much money and the great thing about chip is that when they auto save you don’t even notice the difference in your bank transactions aswell as having full authority over the amount you choose to save and can stop the auto saves at anytime. Such a clever app guys definitely worth using. Reviewed on: 15th March 2021

Best saving app, ever.

I am not a saver, never have been. I’m not a massive spender either I just seem to be able to get to the end of the month with only a few quid left in the bank. But, since joining Chip this has changed dramatically. Don’t get me wrong, having a worldwide pandemic and 3 lockdowns has definitely helped curtail my spending but having Chip has definitely helped increase my saving to the point where I don’t think I could be without it. The best thing to have happened to my finances in 30 years. Reviewed on: 15th March 2021

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