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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

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Chip Savings App reviews (18446)

Money I didn't even know I had!

Well, Chip has been a revelation to me and my finances to say the least. I've always been the sort of person for whom money just seemed to burn a hole in my pocket. Very much, easy come, easy go. But I was recommended the Chip savings app by a friend and thought, "yeah, let's give this a go. Probably put up with it for a month and then realize that I actually do need the money so will cancel and delete". But that hasn't been the case. Over the last 12 months, I have saved over £11,000 and I haven't missed it from my current account. I have drawn down these savings for higher purchase items to benefit my family (gone towards; flights, car purchase, family outings, etc) Reviewed on: 15th March 2021

Highly recommend

Has helped me keep money aside for emergencies Reviewed on: 15th March 2021

I'd never managed to save properly before Chip

Being a freelance worker in the entertainment industry, I'd never been able to save properly as I would be too afraid to save large sums at a time. Chip has changed all that as I've been able to save regularly easily without fear that I've over stretched my finances. Being able to let Chip analyse my bank account and suggest tailor made savings amounts which I can reduce if I know there's an additional cost coming up has been wonderful and I've finally got savings that I can access easily and instantly at a high rate than most other easy access accounts. Reviewed on: 15th March 2021

Easy to use automatic savings

The app is easy to use, savings can be withdrawn instantly and amount saved altered easily to reflect current need. Reviewed on: 15th March 2021

Brilliant App!

Great company with a brilliant idea. As savings are taken out of my account little by little each month I hardly miss them, then all of a sudden I have a good level of savings deposited with Chip each month! Reviewed on: 15th March 2021

Best Savings app.

Easy to set up and easy to save. Reviewed on: 15th March 2021

Fantastic savings app

I never have to worry about transferring money to savings as this app does it all for me. If i need to access my money i can transfer it back to my bank account at the click of a button. So simple to use. Brilliant.. Thank you Chip Team Reviewed on: 15th March 2021

Easy-peasy banking

Extremely easy to set up, as the app practically does it for you (obvs you have to input the necessary details). I have been using the app for well over a year now, and its incredible how the little savings that Chip takes from your chosen account can add up to big money! I like the additional features, such as biometric login, and at a glance savings over the weeks/months/years. When I changed phones, I couldn't seem to get my bank to connect but the customer services were excellent and had it fixed in a few hours. The newly upgraded layout of the app is very clear and easy to access the feature you need. The only problem is convincing my friends that it really is that easy.... Reviewed on: 15th March 2021

The Best and easiest way to save money

Chip is one of the best and most precious apps I have on my phone. It makes my life so easy by saving some cash automatically for me for rainy days and we personally had quite a lot of those in the past 2 years! Thank you Chip. Aneta Reviewed on: 15th March 2021

Great way to save money!

Really is an effortless way to save, I can’t believe how much I’ve managed to save since signing up The app is easy to use and the live chat is easy and efficient too Reviewed on: 15th March 2021

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