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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Game changer on how we save

Been with Chip for a while and found this the best for savings, and very user centric Reviewed on: 15th March 2021

Saving

Best savings program,easy to uses multiple of my savings,the services n support team always there to serve very fast to reply Reviewed on: 15th March 2021

Game changer

I've never been a position where I considered myself able to save, I've sat down and looked at my finances and me outgoings and try to plan a schedule and always ended up saving tiny amounts. After using chip for just 3 months, i've managed to get myself in the best position I've been in, I have £500 saved which is more than I've ever had and I've not once felt the need to take any of that out. The autosaves have been a big thing for me. They've taken away the need for me to consciously put money away, and they've put me in the best position i've ever been in financially! 10/10 would recommend! Reviewed on: 15th March 2021

Effortless saving

Great app bit nervous at first but had zero problems and the market-leading interest rate at present what's not to like would highly recommend Reviewed on: 15th March 2021

One of the best apps about

I was recommended by a friend to download chip and I’m honestly so glad that I did. I’ve put away so much money and the great thing about chip is that when they auto save you don’t even notice the difference in your bank transactions aswell as having full authority over the amount you choose to save and can stop the auto saves at anytime. Such a clever app guys definitely worth using. Reviewed on: 15th March 2021

Best saving app, ever.

I am not a saver, never have been. I’m not a massive spender either I just seem to be able to get to the end of the month with only a few quid left in the bank. But, since joining Chip this has changed dramatically. Don’t get me wrong, having a worldwide pandemic and 3 lockdowns has definitely helped curtail my spending but having Chip has definitely helped increase my saving to the point where I don’t think I could be without it. The best thing to have happened to my finances in 30 years. Reviewed on: 15th March 2021

Money I didn't even know I had!

Well, Chip has been a revelation to me and my finances to say the least. I've always been the sort of person for whom money just seemed to burn a hole in my pocket. Very much, easy come, easy go. But I was recommended the Chip savings app by a friend and thought, "yeah, let's give this a go. Probably put up with it for a month and then realize that I actually do need the money so will cancel and delete". But that hasn't been the case. Over the last 12 months, I have saved over £11,000 and I haven't missed it from my current account. I have drawn down these savings for higher purchase items to benefit my family (gone towards; flights, car purchase, family outings, etc) Reviewed on: 15th March 2021

Highly recommend

Has helped me keep money aside for emergencies Reviewed on: 15th March 2021

I'd never managed to save properly before Chip

Being a freelance worker in the entertainment industry, I'd never been able to save properly as I would be too afraid to save large sums at a time. Chip has changed all that as I've been able to save regularly easily without fear that I've over stretched my finances. Being able to let Chip analyse my bank account and suggest tailor made savings amounts which I can reduce if I know there's an additional cost coming up has been wonderful and I've finally got savings that I can access easily and instantly at a high rate than most other easy access accounts. Reviewed on: 15th March 2021

Easy to use automatic savings

The app is easy to use, savings can be withdrawn instantly and amount saved altered easily to reflect current need. Reviewed on: 15th March 2021

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