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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Life changing app

5
Chip takes the thinking out of saving! Reviewed on: 15th March 2021

Save without trying

5
Saved £1000 without noticing. they keep you informed of improvments and new things coming Reviewed on: 15th March 2021

Fab & easy peasy savings

5
Chip have been help me save a little here and there for the last year. Without a steady income and without even noticing I’ve already put away almost £1000. It’s so easy and simple to use. I’ve effortlessly saved more than I’ve ever saved before. It’s just fab. Reviewed on: 15th March 2021

Super

5
Super savings option with an excellent app to support it Reviewed on: 14th March 2021

I'm in love with Chip!

4
Chip has made saving so easy! amd has supported me in my financial journey. Everything is so simple and efficient. I would, and have, recommended Chip to family and friends. Reviewed on: 14th March 2021

Simple. Safe. Effective.

5
A great way to save and market leading returns. Reviewed on: 14th March 2021

Easy, great rates and easy to use

5
Chip has better interest rates than my bank at the moment. It is clear and easy to use and understand, and the autosaves means that I don't have to worry about saving! Reviewed on: 14th March 2021

Fantastic

5
This app is fab you don’t even really miss the money and next you know you have a lump sum in the account Reviewed on: 14th March 2021

Fantastic

5
Fantastic company, amazingly easy savings and withdrawals. Automated savings which you can cancel, limits you can set on your bank account. There's no commitment. Friendly service and so many opportunities to join the team / ventures! Fast growing with daily interest rates. Really great set up. Customer of several years standing. Reviewed on: 14th March 2021

Saving without noticing!

5
I have been with Chip for a few years & have safely saved £1000’s, without even noticing. It has paid for holidays (when we could have them), special occasions & helped get me through tough months. It’s so easy to save & just as easy to access savings, when you need them. Would highly recommend Chip to anyone Reviewed on: 14th March 2021

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