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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Amazing

5
Ive used this app for a while now and honestly think its amazing. Easy saving and not even realising it. Its 100 percent one of the best apps ive ever used. It beats all the other apps and honestly deserves to be more recognised. Its an amazing app. And i would recomend to everyone trying to save money without even realising your doing it! I hope chip wins and hope to see chip on the map! Reviewed on: 16th March 2021

Saving the easy way

5
Chip is a great app because with the automatic saving option, you save without even realising it. Reviewed on: 16th March 2021

Easy access to 1.5%

5
Accessed the basic account giving 1.5% on up to £2000, no deposit limit and can easily access to withdraw savings if needed. Don't have a need for the automated savings feature (£1.50 a month) but with it you can save up to £5k earning 1.5% Reviewed on: 16th March 2021

Clever, simple savings

5
I’ve never really been able to save money, but I saw this app and thought it might help with its auto-saves. Well it’s done more than that, it’s helped to enjoy saving money. I’ve set goals and for the first time ever I have actually built up a little savings pot. So simple to use. Reviewed on: 16th March 2021

Great rates and quick customer service

4
Offer great interest rates and very quick, efficient and friendly customer service easily accessible via the app Reviewed on: 15th March 2021

Good little app

3
It was easy to join up and to save. It was good to see the savings add up quickly and of course you can withdraw quickly too. Reviewed on: 15th March 2021

Great for saving

4
I use the chip auto save and its great because you hardly notice the money going out. It really helps me to save money Reviewed on: 15th March 2021

Great for saving the easy way.

5
A great app for saving without having to put any though into it. often I find I'm just passively saving money and finding I have more than I expected put away even just after one month. The safeties in place are well done and make sure my bank balance never goes below what I set it at so I'm never out of pocket. Reviewed on: 15th March 2021

Helpful and easy

5
Chip makes it so easy to save. I’ve managed to save more than £1000 in a year without even trying! Reviewed on: 15th March 2021

Simply excellent.

5
Simple, intuitive, and the best App for your portfolio management. Reviewed on: 15th March 2021