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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Easy saving machine

5
The chip app is amazing and so easy to save on their with its very smart algorithm. I don't even notice the money going! The staff members are amazing as well and I fully support the business Reviewed on: 10th March 2021

Easy to ise

5
App is laid out in a way that is easy to use and understand. The AI makes saving effortless but is customisable to how fast you want to save Reviewed on: 10th March 2021

Simple and easy.

5
Does what it says on the tin in a unique way! Reviewed on: 10th March 2021

Easy, hassle-free way to save

5
I am not the best conscious saver and have been using Chip for 2 years now, linked to my current account and the auto saves and payday payment options have helped me save money I would have otherwise squandered. Can't recommend them highly enough. Reviewed on: 10th March 2021

Easy peasy savings

4
Savings had never been so rewarding and simple! Reviewed on: 10th March 2021

Great app , withdrawals take a while

4
Quick and easy to set up , great bonuses, withdrawals do take 3/4 days Reviewed on: 10th March 2021

Chip savings app

5
This app has transformed my way of saving a simple process to sign up and allow the app to work it’s magic this app has allowed me to save for various personal goals and I would recommend to everyone , a very informative company that values its customers feedback too Reviewed on: 10th March 2021

Easy to use and very intuitive!

5
Handy little app that is easy to use and pays a good interest! Have recommended to some friends and family too. Well worth getting! Reviewed on: 10th March 2021

Making it easy to do the right thing.

5
Chip has made it easy for me to save a significant sum; money that might otherwise have been spent on meaningless trinketry. And I’m now earning 1.25% on that money. What’s not to like!! Reviewed on: 10th March 2021

Chip and easy way to manage your money

5
Very easy to save with the Chip app. They assess what’s affordable for you and save that amount. You can say no if you don’t want to. I have saved a lot without even noticing! Reviewed on: 10th March 2021

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