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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Simple and easy painless saving

CHIP has blown me away with its ability to make saving so simple. I use both the payday saver which allows me to put away an amount of money on pay day but the real star is the ability to sweep a small amount of money (under a tenner) from my account into the savings account. Its sad (but true) that I do not even notice it going out, as it is like just buying a coffee or a beer or a snack. CHIP lets me know its going to do it, so I am not surprised by it. But what is surprising is when you look at your CHIP balance at the end of the month in the app and you see how much you have saved without even realising it. Reviewed on: 10th March 2021

So easy to save

I have saved loads since I started using the app and the auto save makes it so much easier as you are unconsciously saving regularly- so handy Reviewed on: 10th March 2021

All round good company

Leading rate of return coupled with rapid support responses to get things set up the way you would like. Reviewed on: 10th March 2021

Good, easy to use app!

Good savings account, easy to use, good communication! Reviewed on: 10th March 2021

Life changing

Chip has made saving incredibly easy and straightforward particularly for someone that struggles with saving. Reviewed on: 10th March 2021

Easy and best interest rate

Chip is easy to use and offers 1.25% up to £5,000 which is much better than anything else on the market at the moment. Reviewed on: 10th March 2021

Simply and easy

A great simple way to save money and get rewarded with great interest rates. Reviewed on: 10th March 2021

Easy to use smart savings account

Good product, good community, and good communication. Reviewed on: 10th March 2021

Easy to use App with good rates

Good rate of return compared to other banks. Easy to use App. Reviewed on: 10th March 2021

Easiest savings app to use!

The user interface is sleek and very easy to navigate. The market leading 1.25 bonus on savings of up to £5000 is very good in current conditions. I also use the automatic savings feature which helps me out if I ever need additional funds for those rainy day expenses. I would recommend to anyone. Reviewed on: 10th March 2021

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