Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,436 reviews, last reviewed 13th Feb 2026
5450% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fab app lots of great products and feautures to help... Fab app lots of great products and feautures to help you save Reviewed on: 13th February 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18436)

Review of the Chip, Savings App:

A straightforward app with decent rates and good cus...

5
A straightforward app with decent rates and good customer service. Reviewed on: 27th March 2025

CHIP for savings

5
I have been using CHIP for savings and it's just so easy and fulfilling to see my savings grow. Reviewed on: 11th February 2026

Never had a problem so can't complain

5
Never had a problem so can't complain Reviewed on: 11th February 2026

Brilliant.

5
Quick, easy and hassle free. Saving money without really knowing. Reviewed on: 11th February 2026

I use it for the automatic safe feature

5
I have used the Chip app to help me to save - the algorithm identifies affordable amounts for me move from my current account and transfers the funds automatically. I like the flexibility to cancel a save, skip saves, and to move money back if needed. Reviewed on: 11th February 2026

Great app that helps people to save and build wealth.

5
Great app that helps people to save and build wealth. Nice selection of cash and stock accounts available, both ISA or General. Good interest rates as well. Reviewed on: 11th February 2026

Banking made Simple

5
I vote for CHIP because they bring a no nonsense simple approach to banking and investment which makes for easy understanding for the general members of the public who are not versed in financial matters, stocks shares savings and investments. Reviewed on: 11th February 2026

Easy to use and great connectivity with the banks.

5
Easy to use and great connectivity with the banks. Fantastic range of investment products Reviewed on: 11th February 2026

Long time user and investor loves the ease of saving

5
Been a user for a few years and even invested in first couple of rounds. I’ve been an advocate for the company, its purpose and the app since I discovered it a few years ago. I like the ability to transfer funds out as well as in with ease and I appreciate the auto-save feature. Let it work in the background and should an emergency arise you know there’s some rainy day funds available when needed. Reviewed on: 11th February 2026

Great app, easy to use and fun saving.

5
Great app, easy to use and the easiest I've ever found saving. The prize savings account is particularly exciting and offers a completely new way to save. The investment platform is straightforward, easy to use and understand, even for people like me who had never invested before. Reviewed on: 11th February 2026

So easy to use to save

5
So easy to use to save money for me Reviewed on: 11th February 2026

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 239 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 977 reviews
    Chip
  • Instant access savings

    from Chip 4.97 from 273 reviews
    Chip
    View all products