Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Very easy to use.

5
Very easy to use. Opened another account for the Mrs. Reviewed on: 23rd March 2025

Paul’s review

5
Excellent app easy to use and competitive interest rates. Would have no hesitation in recommending them to family and friends Reviewed on: 23rd March 2025

Easy to use and very transparent.

5
Easy to use and very transparent. Reviewed on: 23rd March 2025

Excellent and effective savings management

5
Excellent and efficient way to maximise savings with a good return. Reviewed on: 23rd March 2025

Great saving rates.

5
Great saving rates. Easy to use and withdraw if needed. The app is easy to navigate and understand. Helps you see how much you have saved over years or months. Reviewed on: 23rd March 2025

Chips a winner

5
Great rates of interest. Had brilliant experiences using chip for investing and saving. Reviewed on: 23rd March 2025

Great app and easy to use.

5
Great app and easy to use. The service received from CHIP is great and they have excellent savings rates Reviewed on: 23rd March 2025

Great service & interest rates

5
Great service, helpful customer service and fantastic rates of interest Reviewed on: 23rd March 2025

It’s fantastic service

5
It’s fantastic service the rates could be better Reviewed on: 23rd March 2025

They've been a superb and effortless way for me to s...

5
They've been a superb and effortless way for me to save money with a good interest amount and a huge portfolio of options for both saving and investing. Their customer service has always been great too. Prompt response with concise help. Reviewed on: 23rd March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 257 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1036 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products