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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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0%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

I find Chip so easy to use, it’s encouraged me to sa...

5
I find Chip so easy to use, it’s encouraged me to save more. I like the fact that it is truly instant access with my account. Also love the graph, I like to see the upward slope! Reviewed on: 23rd March 2025

Excellent service all round with attractive offers c...

5
Excellent service all round with attractive offers continually available. Reviewed on: 23rd March 2025

Review99

4
Really easy to use app, great having the information on hand Reviewed on: 23rd March 2025

My ex colleague referred me over 5 years ago .

5
My ex colleague referred me over 5 years ago . I’ve managed to save money to put down the deposit for my first ever apartment in Italy. Reviewed on: 23rd March 2025

One of the best.

5
Always had a great experience with Chip. Some of the best interest rates, lots of different offers and although I haven't needed the customer service much, it seems good. Reviewed on: 23rd March 2025

A1 amazing bank, great rates and great app.

5
A1 amazing bank, great rates and great app. Would like to see rates slightly more competitive where possible though! Reviewed on: 23rd March 2025

Great saving tool.

5
Great saving tool. Don't notice it being taken from bank so builds up quickly Reviewed on: 23rd March 2025

Easy to use and monitor my accounts.

5
Easy to use and monitor my accounts. Seamless connection to my bank account making transfers simple. Good interest rates that follow bank of England adjustments immediately. Reviewed on: 23rd March 2025

only reason I'm debt free

5
The only way that helped me actually save money while learning about finances, investments etc Reviewed on: 23rd March 2025

Highly recommend Chip

5
It’s really simple and transparent to save with Chip. Reviewed on: 23rd March 2025

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