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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Fantastic App

5
What a really fantastic way to build a little pot of funds which does not dent your savings or current balance and in next to no time there is a tidy sum to use for a much needed holiday or just to save for an emergency or anything at all. Reviewed on: 6th February 2020

Spectacular app

5
I never thought I would be able to save, but am up to £600 now! Reviewed on: 6th February 2020

making me a saver

5
I have used chip for a while and have actually managed to get a little savings pot going, works better than anything else I’ve tried and I know my savings are available to me quickly and easily if needed! The online chat facility is great if I’m having any issues they are quickly resolved! Reviewed on: 6th February 2020

Easy, slick and manageable

5
Saving is easy with Chip. The system is slick and fun, and savings calculated in such a way that you wouldn’t even notice them going out. I’ve saved nearly £700 toward my wedding without even trying! Thanks Chip! Reviewed on: 6th February 2020

Excellent pain free savings

5
Helps to put a little aside that eventually adds up to a lot Reviewed on: 6th February 2020

Excellent way to save

5
Simple way to save. App works really well and great customer service too. Would recommend to anyone. Reviewed on: 6th February 2020

Great saving

5
This app has helped me save money for holidays and emergency needs without me having to worry. Reviewed on: 6th February 2020

Very happy

5
I'm very happy with the app, easy to use with a great customer service, always looking for feedback and improvements and does exactly what it's meant to do, help you save. Reviewed on: 6th February 2020

Excellent for saving money in the background

5
I've had chip essentially since it's inception and I've got a tidy sum now. I can't say I really notice the money that comes out of my account, and that's the whole point! Reviewed on: 6th February 2020

Helps me save money without feeling it

5
Other than a notification I barely am aware that chip is making little manageable savings for me. I'm in the middle of planning my wedding so this has been an absolute God send to help me have a pot stashed separate from wedding money Reviewed on: 6th February 2020

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