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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great life partner

5
Helps me to save in a frictionless, unobtrusive way - it just works in the background removing hassle, improving my finances, improving my overall wellbeing. Big fan. Reviewed on: 6th February 2020

Really easy saving

5
Chip means you can save without noticing you’re doing it, and it’s totally flexible so you can add more when you are feeling flush and take it out really speedily when you need it. The goals are great too, for working towards something specific. The app is easy to set up and to use. Reviewed on: 6th February 2020

I'm always telling people to get this app

5
Incredible app! So good for saving when you don't think you can. Everyone I've told about it loves it too. Reviewed on: 6th February 2020

Automatic for the people

5
Handy, automatic, unobtrusive, ultimately effective. Reviewed on: 6th February 2020

Highly Recommend

5
Saving without realising, easy to use and adds up quickly! Reviewed on: 6th February 2020

Pain free

5
Such an easy way to save money, live chat are always very helpful and app is user friendly and easy to navigate! Helping me save money when I’ve struggled to in the past! Reviewed on: 6th February 2020

Hassle free savings

5
Great app that saves little bits so you don't notice and you end up with a surprising amount of money that you didn't realise you had Reviewed on: 6th February 2020

Brilliant in its simplicity

5
The app just works. Excellents interest rates and perks for recommending the app. Adding new features all the time and the savings algorithm genuinely works. Brilliant and simple app that works both for people who struggle to save and those who already save well looking to increase their return. Reviewed on: 6th February 2020

Saving in the background

5
Superb app for forgetting about saving, and saving at the same time. When I first downloaded it I forgot about it. Checked in several months later and had £400 (ish) saved away. Brill. Reviewed on: 6th February 2020

Saving never easier

5
I've been using Chip for a few years now, it's very straight forward and I've managed to save thousands without even noticing. Also has a good interest rate. Reviewed on: 6th February 2020

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