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Chip: Savings app reviews

Name: Savings app
Rating: 4.87 (18460 reviews)

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4.87

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Automatic for the people

Handy, automatic, unobtrusive, ultimately effective. Reviewed on: 6th February 2020

Highly Recommend

Saving without realising, easy to use and adds up quickly! Reviewed on: 6th February 2020

Pain free

Such an easy way to save money, live chat are always very helpful and app is user friendly and easy to navigate! Helping me save money when I’ve struggled to in the past! Reviewed on: 6th February 2020

Hassle free savings

Great app that saves little bits so you don't notice and you end up with a surprising amount of money that you didn't realise you had Reviewed on: 6th February 2020

Brilliant in its simplicity

The app just works. Excellents interest rates and perks for recommending the app. Adding new features all the time and the savings algorithm genuinely works. Brilliant and simple app that works both for people who struggle to save and those who already save well looking to increase their return. Reviewed on: 6th February 2020

Saving in the background

Superb app for forgetting about saving, and saving at the same time. When I first downloaded it I forgot about it. Checked in several months later and had £400 (ish) saved away. Brill. Reviewed on: 6th February 2020

Saving never easier

I've been using Chip for a few years now, it's very straight forward and I've managed to save thousands without even noticing. Also has a good interest rate. Reviewed on: 6th February 2020

Carefree and easy

Totally flexible savings engine! Reviewed on: 6th February 2020

Chip

They have helped me become a saver. From having no savings to a nice little nest egg Reviewed on: 6th February 2020

Excellent concept

The idea of “savings you don’t notice” is a great one, and chip seems to have nailed the algorithm that does this. For those who struggle to save, definitely give this app a try. I’ve not rated full marks because there are still some teething troubles on the UI side but I’m expecting these will be ironed out in time Reviewed on: 6th February 2020

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