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Chip: Savings app reviews

Name: Savings app
Rating: 4.87 (18460 reviews)

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4.87

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Great app

Don't think I would manage to save nearly as much if not for chip stealing my money from me. Highly recommend for people who can never seem to save. Reviewed on: 6th February 2020

Outstanding, modern Savings Platform

My experience with Chip has always been great, and the future looks exciting too with some really innovative and groundbreaking ideas on the horizon. Keep up the great work. Reviewed on: 6th February 2020

Wonderul, Game Changer!

Really would recommend them, they've changed the way I save! Reviewed on: 5th February 2020

Simple and easy app for saving without thinking

Chip automatically saves for you by 'looking' at your bank account activity and saving what it thinks you can save. The numbers add up quickly, and it does this without you noticing. Reviewed on: 3rd February 2020

Easiest way to save

Simple and fun way to save that actually gets me to put money aside Reviewed on: 3rd February 2020

Best app ever

Saves money for me automatically so I don't miss a penny. Have saved hundreds of pounds without trying. Building up a nice rainy day fund. Reviewed on: 30th January 2020

Perfectly Simple

Chip is great to use, so simple and has had me saving without noticing. Reviewed on: 30th January 2020

Initially Thought is this too good to be true?!

As a single working mum I am well used to things being not easy and unfair! Simply put - it’s nice to have chip in my life and one less thing for me to worry about. I am letting him quietly save away for a holiday with my kids whilst I continue to work hard and not have to do the calculations myself on what I can afford to save. I have already recommended chip to my friends and family ! Reviewed on: 30th January 2020

Amazing! Saved more than ever before

Seriously, this app is amazing! I have saved nearly £1500 without really noticing. In fact the only reason I did notice is because chip sent me a little message each time it saved for me. Now I have £1500 I would have wasted on nothing that I can spend on something really nice.... like a holiday!!! Chip gave me a “free” holiday Reviewed on: 29th January 2020

Helps me save without me even noticing it

A brilliant app, squirrels away just enough so as for me not to notice and suddenly you look and you've saved loads of money. Genius. Reviewed on: 29th January 2020

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